Recent sale
17 BANNERS STREET
£295k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
45 Banners Street, Halesowen, B63 2SL
UPRN:90053478Terrace Property3 bedsBuilt 1900-1929
FreeholdCouncil Tax: -EPC: D (67)AI-Powered Intelligence
Data freshness:Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-06-03T06:33:56.084499+00:00)EPC· 3mo agoEPC: ageing, refreshed 3mo ago (2026-07-01T02:04:50.057738+00:00)Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)Crime· freshCrime: fresh, refreshed today (2026-09-20T01:24:22.764986+00:00)Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 3mo agoSchools: ageing, refreshed 3mo ago (2026-07-07T09:14:45.605452+00:00)Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T20:05:00.707256+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated today
£188,000
Estimated value
Range: £179k - £198k|Last sold: £126k (2019-12-06)
Estimate of £188k for terrace propertys in Halesowen. 350 transactions in the last 12 months; median £242k.
AI Confidence
-
High confidence
Value History
Current estimate
£188k
£179k - £198k - High confidence
Annualised (CAGR)
+5.39%
Over the full window
Peak estimate
£197k
Feb 2026
From peak
-4.57%
Drawdown from peak
AVM estimate (model)Repeat-sales index - B63 district (quarterly)index YoY +4.92%
Growth by window
3m
-0.53%
6m
-4.57%
12m
-0.53%
24m
-0.53%
60m
+23.68%
Rental Market
Estimated rent (pcm)
£1,000
/ month
Gross yield
3.81%
Net yield
4.61%
Vacancy trend
12-month change
Tenant profile
Market Metrics
Avg Area Price
£242k
3-bed Terrace Property
12m Price Growth
-
vs UK avg
Days on Market
82d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£188,000
- SDLT standard£1,260
- SDLT BTL surcharge (5%)£9,400
- Legal + Survey£15,000
- Refurb (light)£13,160
- Total All-In Cost£226,820
Funding
- Deposit (25%)£47,000
- Mortgage (75% LTV)£141,000
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£85,820
Monthly Returns
- Monthly Rent (est)£1,000
- Mortgage Payment (IO)-£617
- Management (10%)-£100
- Insurance-£94
- Maintenance-£78
- Monthly Cashflow+£111
Capital Returns
- 5yr Property Value£242,350
- 5yr Capital Gain (5.21% pa)+£54,350
- 5yr Cumulative Rent (net)+£43,680
- Less mortgage interest-£37,020
- 5yr Total Return+£61,010
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £197,795 | £56,795 | +£1,332 | +£11,127 | 13.0% |
| Year 2 | £208,100 | £67,100 | +£2,664 | +£22,764 | 26.5% |
| Year 3 | £218,942 | £77,942 | +£3,996 | +£34,938 | 40.7% |
| Year 4 | £230,349 | £89,349 | +£5,328 | +£47,677 | 55.6% |
| Year 5 | £242,350 | £101,350 | +£6,660 | +£61,010 | 71.1% |
Assumes 5.21% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£85,820).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Recent sale
43 BANNERS STREET
£185k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
41 BANNERS STREET
£205k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
47 BANNERS STREET
£183k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£29,071
Median Income
Signal
1,951
Population
Signal
2.6 / 100
Deprivation