59 GARBOROUGH CLOSE
Recent sale
£185k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
45 Garborough Close, Crosby, Maryport, CA15 6RY
UPRN:100110223179Semi-Detached Property5 bedsBuilt 1967-1975
FreeholdCouncil Tax: Band CEPC: D (64)
Data freshness:Listing· freshListing: fresh, refreshed yesterday (2026-10-23T04:00:04.135672+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:21:56.848904+00:00)EPC· 2mo agoEPC: ageing, refreshed 2mo ago (2026-08-21T09:37:30.003872+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated yesterday
£219,000
Estimated value
Range: £208k - £230k|Last sold: -- (-)
Estimate of £219k for this semi-detached property. 179 sales in CA15 in the last 12 months; median £150k.
Estimate confidence
High confidence
Value History
Current estimate
£219k
£208k - £230k - High confidence
Annualised (CAGR)
+4.77%
Over the full window
Peak estimate
£219k
Sep 2026
From peak
+0.00%
Drawdown from peak
AVM estimate (model)Repeat-sales index - CA15 district (quarterly)index YoY +28.20%
Growth by window
3m
+2.34%
6m
+5.29%
12m
+7.35%
24m
+14.66%
60m
+25.86%
Rental Market
Estimated rent (pcm)
£1,050
/ month
Gross yield
5.73%
Rent ÷ asking price
Net yield
-
Vacancy trend
12-month change
Market Metrics
Median Area Price
£150k
CA15 sales, last 12 months
12m Price Growth
-11.2%
CA15 median, Land Registry
Days on Market
70d
CA15 average
Sales & Yield
3 metricsTransactions / 12m
179
CA15 sales
Area Gross Yield
-
CA15 medians
Last Sold
-
-
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£220,000
- SDLT standard£1,900
- SDLT BTL surcharge (5%)£11,000
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£235,000
Funding
- Deposit (25%)£55,000
- Mortgage (75% LTV)£165,000
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£70,000
Monthly Returns
- Monthly Rent (estimate)£1,050
- Mortgage Payment (IO)-£722
- Management (10%)-£105
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£123
Capital Returns
- 5yr Property Value£271,026
- 5yr Capital Gain (4.26% pa, historical)+£51,026
- 5yr Cumulative Rent (net)+£53,019
- Less mortgage interest-£43,320
- 5yr Total Return+£60,725
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £229,372 | £64,372 | +£1,476 | +£10,848 | 15.5% |
| Year 2 | £239,143 | £74,143 | +£3,180 | +£22,323 | 31.9% |
| Year 3 | £249,331 | £84,331 | +£5,117 | +£34,448 | 49.2% |
| Year 4 | £259,952 | £94,952 | +£7,292 | +£47,245 | 67.5% |
| Year 5 | £271,026 | £106,026 | +£9,699 | +£60,725 | 86.8% |
Modelled on the live asking price. Capital growth 4.26% a year is the CA15 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£70,000).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
9 GARBOROUGH CLOSE
Recent sale
£200k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
89 GARBOROUGH CLOSE
Recent sale
£235k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
33 GARBOROUGH CLOSE
Recent sale
£245k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£33,840
Median earnings (local authority)
Signal
2,131
Population
Signal
3.2%
Households Deprived