45 Whitton Close, Doncaster, DN4 7RB
Estimate of £301k for this detached house. 676 sales in DN4 in the last 12 months; median £165k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£299,995
- SDLT standard£5,000
- SDLT BTL surcharge (5%)£15,000
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£322,095
Funding
- Deposit (25%)£74,999
- Mortgage (75% LTV)£224,996
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£97,099
Monthly Returns
- Monthly Rent (estimate)£1,500
- Mortgage Payment (IO)-£984
- Management (10%)-£150
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£266
Capital Returns
- 5yr Property Value£329,922
- 5yr Capital Gain (1.92% pa, historical)+£29,927
- 5yr Cumulative Rent (net)+£78,313
- Less mortgage interest-£59,040
- 5yr Total Return+£49,200
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £305,755 | £80,759 | +£3,192 | +£8,952 | 9.2% |
| Year 2 | £311,625 | £86,629 | +£6,708 | +£18,338 | 18.9% |
| Year 3 | £317,609 | £92,612 | +£10,555 | +£28,169 | 29.0% |
| Year 4 | £323,707 | £98,710 | +£14,741 | +£38,453 | 39.6% |
| Year 5 | £329,922 | £104,926 | +£19,273 | +£49,200 | 50.7% |
Modelled on the live asking price. Capital growth 1.92% a year is the DN4 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£97,099).
Price Forecast
No forecast available.