46 Alverley Lane, Doncaster, DN4 9AR
Estimate of £281k for this detached house. 676 sales in DN4 in the last 12 months; median £165k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Estimated Value£281,000
- SDLT standard£4,050
- SDLT BTL surcharge (5%)£14,050
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£301,200
Funding
- Deposit (25%)£70,250
- Mortgage (75% LTV)£210,750
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£90,450
Monthly Returns
- Monthly Rent (estimate)£1,400
- Mortgage Payment (IO)-£922
- Management (10%)-£140
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£238
Capital Returns
- 5yr Property Value£309,032
- 5yr Capital Gain (1.92% pa, historical)+£28,032
- 5yr Cumulative Rent (net)+£72,668
- Less mortgage interest-£55,320
- 5yr Total Return+£45,380
Modelled on the estimated value: the property is not on the market. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £286,395 | £75,645 | +£2,856 | +£8,251 | 9.1% |
| Year 2 | £291,894 | £81,144 | +£6,012 | +£16,906 | 18.7% |
| Year 3 | £297,498 | £86,748 | +£9,475 | +£25,973 | 28.7% |
| Year 4 | £303,210 | £92,460 | +£13,251 | +£35,461 | 39.2% |
| Year 5 | £309,032 | £98,282 | +£17,348 | +£45,380 | 50.2% |
Modelled on the estimated value: the property is not on the market. Capital growth 1.92% a year is the DN4 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£90,450).
Price Forecast
No forecast available.