28 Garfield Road, London, E13 8EN

UPRN:46028635Mid Terrace HouseBeds -Built 1900-1929

Tenure: -Council Tax: Band CEPC: D (67)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 2mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£397,000

£358k - £437kMedium

Estimate

£397k

Range

£358k – £437k

Rent Estimate (pcm)

£2,200

£2k - £2k

Monthly

£2,200

Yield

6.86%

Verdict

Derived from HomePortfolio scores

28 Garfield Road earns an INVESTIGATE rating with HP Score 61/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (89/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

86/ 100

Elevated

Walkability

89/ 100

Excellent

Transit & Bike

Transit 62Bike 73

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£385,000

At the asking price

Monthly rent£2,200/mo

Evidenced range £2,100-£2,350

Interest rate5.4%

Loan to value75%

Cash required: £126,050
Net cash flow: £224/mo
Cash on cash: 2.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.69 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£397,000

Rent Estimate (pcm)£2,200

Gross Yield6.86%

1y Growth-

3y Growth-0.4%

5y Growth+1.0%

10y Growth+2.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0E13 8EN

Approval Rate

-12mo

Development

low

26/02286/AOD
Approval of details pursuant to Condition 25 (Ecological Management Plan (EMP)) in relation to the Wharf Wall phase of the scheme (First Phase) attached to Planning Consent 24/00088/FUL dated 14th April 2025.
Pending
26/02242/CLP
Application for a lawful development certificate (proposed) for fire-safety cladding remediation, replacing existing render and terracotta rain-screen cladding with visually like-for-like products
Pending
26/02239/PREHH
Prior notification application for the construction of a single-storey ground floor rear extension. The details submitted are as follows: The proposed extension will extend beyond the rear wall by 3.50m The maximum height of the proposed extension from the natural ground level is 3.00m The height at eaves level of the proposed extension measured from the natural ground level is 2.90m
Pending

View Planning Timeline

Ownership

Corporate Ownership65.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,080

Population Density17,724 /km²

Owner Occupied19%

Age Distribution

0-15 22%16-64 72%65+ 6%

View Area Profile

Schools Nearby

Eastlea Community School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Rokeby School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Star Primary School
0.2 mi
Good
St Helen's Catholic Primary School
0.3 mi
Outstanding

3 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

23 Garfield Road
-
£352k
-
33 Garfield Road
-
£400k
-
5 Garfield Road
-
£318k
-
33 Garfield Road
-
£360k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN