81 Kildare Road, London, E16 4AH

UPRN:46042220Purpose Built Flat2 bedsBuilt before 1900

LeaseholdCouncil Tax: Band BEPC: D (67)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 2mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£296,000

£237k - £356kLow

Estimate

£296k

Range

£237k – £356k

Rent Estimate (pcm)

£1,550

£1k - £2k

Monthly

£1,550

Yield

5.72%

Verdict

Derived from HomePortfolio scores

81 Kildare Road earns an INVESTIGATE rating with HP Score 78/100. Investment score 70/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (83/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

70/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

83/ 100

High

Transit & Bike

Transit 37Bike 74

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics5.4/40
gross yield 5.7%; range width penalty ×0.94
- valuation_snapshotsrent estimate 1550/mo (range 1450-1650)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -362/mo, -23% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026· verify before relying on this
Risk & liquidity9.2/15
346 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£325,000

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,450-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £105,050
Net cash flow: -£24/mo
Cash on cash: -0.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.41 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 1550/mo (range 1450-1650)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 1550/mo (range 1450-1650)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£296,000

Rent Estimate (pcm)£1,550

Gross Yield5.72%

1y Growth-

3y Growth-4.0%

5y Growth-2.8%

10y Growth+0.5%

Last Sold Price£126,000 (2005-09-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0E16 4AH

Approval Rate

-12mo

Development

low

26/02242/CLP
Application for a lawful development certificate (proposed) for fire-safety cladding remediation, replacing existing render and terracotta rain-screen cladding with visually like-for-like products
Pending
26/02239/PREHH
Prior notification application for the construction of a single-storey ground floor rear extension. The details submitted are as follows: The proposed extension will extend beyond the rear wall by 3.50m The maximum height of the proposed extension from the natural ground level is 3.00m The height at eaves level of the proposed extension measured from the natural ground level is 2.90m
Pending
26/02219/PREHH
Prior notification application for the construction of a single-storey ground floor rear extension. The details submitted are as follows: The proposed extension will extend beyond the rear wall by 4.50m The maximum height of the proposed extension from the natural ground level is 3.27m The height at eaves level of the proposed extension measured from the natural ground level is 3.00m
Pending

View Planning Timeline

Ownership

Corporate Ownership27%
Overseas OwnershipNo
Lease Term Remaining83 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2005-09-23
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,080

Population Density-

Owner Occupied17%

Age Distribution

0-15 25%16-64 68%65+ 7%

View Area Profile

Schools Nearby

Rokeby School
0.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Keir Hardie Primary School
0.2 mi
OutstandingImproving
Ravenscroft Primary School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Helen's Catholic Primary School
0.3 mi
Outstanding

2 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

109 Kildare Road
-
£315k
-
125 Kildare Road
-
£325k
-
85 Kildare Road
-
£300k
-
89 Kildare Road
-
£300k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN