5 Larch Close, London, E13 8SF

UPRN:46043820Mid Terrace House4 bedsBuilt 1976-1982

FreeholdCouncil Tax: Band DEPC: C (74)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 2mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£510,000

£485k - £536kHigh

Estimate

£510k

Range

£485k – £536k

Rent Estimate (pcm)

£2,850

£3k - £3k

Monthly

£2,850

Yield

6.22%

Verdict

Derived from HomePortfolio scores

5 Larch Close earns an INVESTIGATE rating with HP Score 53/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (67/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

53/ 100

Mixed

Investment Score

65/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

67/ 100

Moderate

Transit & Bike

Transit 62Bike 68

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 30 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -7.8% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 46043820· as of 9 Oct 2026
Rental economics9/40
gross yield 6.2%; range width penalty ×0.92
- valuation_snapshotsrent estimate 2850/mo (range 2650-3050)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -356/mo, -12% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 89 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity14.6/15
211 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£412,500£632,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£550,000

At the asking price

Monthly rent£2,850/mo

Evidenced range £2,650-£3,050

Interest rate5.4%

Loan to value75%

Cash required: £183,800
Net cash flow: £117/mo
Cash on cash: 0.8%
Score at this price: 24

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.54 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 46043820Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 2850/mo (range 2650-3050)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 30 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2850/mo (range 2650-3050)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 89 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£510,000

Rent Estimate (pcm)£2,850

Gross Yield6.22%

1y Growth-

3y Growth-0.4%

5y Growth+1.0%

10y Growth+2.2%

Last Sold Price£448,000 (2021-07-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0E13 8SF

Approval Rate

-12mo

Development

low

26/02241/HH
Erection of first floor side extension.
Pending
26/02239/PREHH
Prior notification application for the construction of a single-storey ground floor rear extension. The details submitted are as follows: The proposed extension will extend beyond the rear wall by 3.50m The maximum height of the proposed extension from the natural ground level is 3.00m The height at eaves level of the proposed extension measured from the natural ground level is 2.90m
Pending
26/02219/PREHH
Prior notification application for the construction of a single-storey ground floor rear extension. The details submitted are as follows: The proposed extension will extend beyond the rear wall by 4.50m The maximum height of the proposed extension from the natural ground level is 3.27m The height at eaves level of the proposed extension measured from the natural ground level is 3.00m
Pending

View Planning Timeline