UPRN:46252981Purpose Built Flat2 bedsBuilt 2003-2006
LeaseholdCouncil Tax: Band EEPC: B (83)
Data freshness:●Listing· freshListing: fresh, refreshed 2d ago (2026-11-04T04:00:06.345886+00:00)●Price Paid· freshPrice Paid: fresh, refreshed 5d ago (2026-11-01T13:56:48.945524+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:16:10.751787+00:00)●EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Schools· 3mo agoSchools: stale, refreshed 3mo ago (2026-08-06T07:49:20.947654+00:00)●Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh●Council Tax· 6mo agoCouncil Tax: stale, refreshed 6mo ago (2026-05-17T23:33:22.635912+00:00)
HP Score
80
/ 100
Strong
Verdict
yesterday
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed
Evidence
20 of 21 sources
Sale Estimate
£336,000
£320k - £353kHigh
Estimate
£336k
Range
£320k – £353k
Rent Estimate (pcm)
£1,750
£2k - £2k
Monthly
£1,750
Yield
8.82%
Verdict
Derived from HomePortfolio scores
147 Fishguard Way earns an INVESTIGATE rating with HP Score 80/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (62/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Application for a lawful development certificate (proposed) for a conversion of the existing attached garage to a habitable living room with the associated alteration to the front elevation.
Pending
26/02114/AOD
Approval of details pursuant to Condition 4 (Environmental Noise - Residential (to include noise from roof terrace to residential below)) attached to Planning Consent 24/02650/FUL dated 19th November 2025.
Pending
26/2746/SD
Submission of details pursuant to discharge Condition 16A (Schedule/Specification of Materials) of planning permission reference 24/0848/R dated 12/06/2025 relating to Block D and Block K (K3, K4, K5) only.
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Opportunity
Why this could be an opportunity
53
Low confidence0 independent sourcesLead to verifyListing checked 4 Nov 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Check before relying on this score: the estimate sits 29% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.
Valuation edge0/15
claims [AVM +29.2% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
valuation_snapshotsestimate for 46252981· as of 9 Oct 2026
Rental economics29.7/40
gross yield 8.8%; range width penalty ×0.97; the estimate this rent rides on sits 29% above the ask - check the rent describes the advertised home
valuation_snapshotsrent estimate 1750/mo (range 1650-1850)· as of 9 Oct 2026· verify before relying on this
valuation_snapshotssale estimate 29% above the ask on the same snapshot - verify the rent describes this home· as of 9 Oct 2026· verify before relying on this
Stress margin8.7/30
stressed cash flow +152/mo, +9% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 144 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.7/15
346 sales/12mo in area; valuation range width 10%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivityScores 70+ up to £208,000
£178,500£273,500
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£238,000
At the asking price
£1,750/mo
Evidenced range £1,650-£1,850
5.4%
75%
Cash required
£74,960
Net cash flow
£408/mo
Cash on cash
6.5%
Score at this price
53
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.18 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 46252981Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 1750/mo (range 1650-1850)Rental economics · as of 9 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 29% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026 · verify before relying on this