Recent sale
DICKMAN BUILDINGS FIFTH STREET
£2k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
48 Fifth Street, Horden, Peterlee, SR8 4LA
UPRN:100110445927Mid Terrace House2 bedsBuilt 1930-1949
FreeholdCouncil Tax: -EPC: C (73)AI-Powered Intelligence
Data freshness:Listing· freshListing: fresh, refreshed 4d ago (2026-09-17T04:00:02.382776+00:00)Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)Planning· 1mo agoPlanning: ageing, refreshed 1mo ago (2026-08-12T08:06:17.978997+00:00)EPC· 3mo agoEPC: ageing, refreshed 3mo ago (2026-07-01T02:04:50.057738+00:00)Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)Crime· freshCrime: fresh, refreshed 2d ago (2026-09-20T01:24:22.764986+00:00)Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T20:05:00.707256+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated today
£49,000
Estimated value
Range: £45k - £54k|Last sold: £69k (2023-06-29)
Estimate of £49k for mid terrace houses in Horden. 432 transactions in the last 12 months; median £74k.
AI Confidence
-
Medium confidence
Value History
Current estimate
£49k
£45k - £54k - Medium confidence
Annualised (CAGR)
+7.71%
Over the full window
Peak estimate
£72k
Dec 2023
From peak
-31.94%
Drawdown from peak
AVM estimate (model)Repeat-sales index - SR8 district (quarterly)index YoY +3.00%
Growth by window
3m
-5.77%
6m
-5.77%
12m
-3.92%
24m
-10.91%
60m
+22.50%
Rental Market
Estimated rent (pcm)
£400
/ month
Gross yield
7.45%
Net yield
787.04%
Vacancy trend
12-month change
Tenant profile
Market Metrics
Avg Area Price
£74k
2-bed Mid Terrace House
12m Price Growth
-23.2%
vs UK avg
Days on Market
78d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£49,000
- SDLT standard£0
- SDLT BTL surcharge (5%)£2,450
- Legal + Survey£15,000
- Refurb (light)£3,430
- Total All-In Cost£69,880
Funding
- Deposit (25%)£12,250
- Mortgage (75% LTV)£36,750
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£33,130
Monthly Returns
- Monthly Rent (est)£400
- Mortgage Payment (IO)-£161
- Management (10%)-£40
- Insurance-£80
- Maintenance-£20
- Monthly Cashflow+£99
Capital Returns
- 5yr Property Value£53,126
- 5yr Capital Gain (1.63% pa)+£4,126
- 5yr Cumulative Rent (net)+£15,600
- Less mortgage interest-£9,660
- 5yr Total Return+£10,066
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £49,799 | £13,049 | +£1,188 | +£1,987 | 6.0% |
| Year 2 | £50,610 | £13,860 | +£2,376 | +£3,986 | 12.0% |
| Year 3 | £51,435 | £14,685 | +£3,564 | +£5,999 | 18.1% |
| Year 4 | £52,274 | £15,524 | +£4,752 | +£8,026 | 24.2% |
| Year 5 | £53,126 | £16,376 | +£5,940 | +£10,066 | 30.4% |
Assumes 1.63% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£33,130).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Recent sale
62 FIFTH STREET
£30k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
86 FIFTH STREET
£23k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
84 FIFTH STREET
£35k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£29,393
Median Income
Signal
1,625
Population
Signal
11.2 / 100
Deprivation