Recent sale
50 KILDARE STREET
£70k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
48 Kildare Street, Stoke-on-Trent, ST3 4LZ
UPRN:3455055542Mid Terrace House3 bedsBuilt 1900-1929
FreeholdCouncil Tax: -EPC: C (72)AI-Powered Intelligence
Data freshness:Listing· freshListing: fresh, refreshed 6d ago (2026-09-14T05:14:51.694566+00:00)Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T09:55:34.909098+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)Crime· 2mo agoCrime: ageing, refreshed 2mo ago (2026-08-02T05:17:47.239173+00:00)Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 2mo agoSchools: ageing, refreshed 2mo ago (2026-08-06T07:49:20.947654+00:00)Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T20:05:00.707256+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated yesterday
£134,000
Estimated value
Range: £127k - £141k|Last sold: £120k (2023-06-23)
Estimate of £134k for mid terrace houses in Stoke-on-Trent. 597 transactions in the last 12 months; median £170k.
AI Confidence
-
High confidence
Value History
Current estimate
£134k
£127k - £141k - High confidence
Annualised (CAGR)
+7.87%
Over the full window
Peak estimate
£134k
Aug 2026
From peak
+0.00%
Drawdown from peak
AVM estimate (model)Repeat-sales index - ST3 district (quarterly)index YoY +5.53%
Growth by window
3m
+6.35%
6m
+7.20%
12m
+4.69%
24m
+8.94%
60m
+42.55%
Rental Market
Estimated rent (pcm)
£950
/ month
Gross yield
4.61%
Net yield
9978.35%
Vacancy trend
12-month change
Tenant profile
Market Metrics
Avg Area Price
£170k
3-bed Mid Terrace House
12m Price Growth
+5.8%
vs UK avg
Days on Market
56d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£134,000
- SDLT standard£180
- SDLT BTL surcharge (5%)£6,700
- Legal + Survey£15,000
- Refurb (light)£9,380
- Total All-In Cost£165,260
Funding
- Deposit (25%)£33,500
- Mortgage (75% LTV)£100,500
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£64,760
Monthly Returns
- Monthly Rent (est)£950
- Mortgage Payment (IO)-£440
- Management (10%)-£95
- Insurance-£88
- Maintenance-£56
- Monthly Cashflow+£271
Capital Returns
- 5yr Property Value£165,080
- 5yr Capital Gain (4.26% pa)+£31,080
- 5yr Cumulative Rent (net)+£42,660
- Less mortgage interest-£26,400
- 5yr Total Return+£47,340
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £139,708 | £39,208 | +£3,252 | +£8,960 | 13.8% |
| Year 2 | £145,660 | £45,160 | +£6,504 | +£18,164 | 28.0% |
| Year 3 | £151,865 | £51,365 | +£9,756 | +£27,621 | 42.7% |
| Year 4 | £158,335 | £57,835 | +£13,008 | +£37,343 | 57.7% |
| Year 5 | £165,080 | £64,580 | +£16,260 | +£47,340 | 73.1% |
Assumes 4.26% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£64,760).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Recent sale
36 KILDARE STREET
£61k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
36 KILDARE STREET
£64k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
48 KILDARE STREET
£120k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£30,767
Median Income
Signal
1,231
Population
Signal
7.1 / 100
Deprivation