316 Galpins Road, Thornton Heath, CR7 6EH

UPRN:48028246Mid Terrace House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band DEPC: D (62)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 2mo agoAmenities· 1mo agoArea· Census 2021

316 Galpins Road, Thornton Heath, CR7 6EH

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£444,000

£422k - £466kHigh

Estimate

£444k

Range

£422k – £466k

Rent Estimate (pcm)

£2,250

£2k - £2k

Monthly

£2,250

Yield

6.14%

Verdict

Derived from HomePortfolio scores

316 Galpins Road earns an INVESTIGATE rating with HP Score 74/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (63/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

19/ 100

Moderate

Walkability

63/ 100

Moderate

Transit & Bike

Transit 28Bike 52

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£440,000

At the asking price

Monthly rent£2,250/mo

Evidenced range £2,100-£2,400

Interest rate5.4%

Loan to value75%

Cash required: £145,300
Net cash flow: £73/mo
Cash on cash: 0.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.52 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£444,000

Rent Estimate (pcm)£2,250

Gross Yield6.14%

1y Growth-15.0%

3y Growth-1.0%

5y Growth+0.1%

10y Growth+2.5%

Last Sold Price£230,000 (2008-09-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CR7 6EH

Approval Rate

-12mo

Development

low

26/03085/LP
Planning application
Pending
26/02968/NMA
Non-material amendment to application ref: 17/00663/FUL (as amended by application ref: 26/01684/NMA) to amend the description of development to the following: 'Demolition of existing Public House and erection of a building no higher than 6-storeys providing Class E use at ground floor, and residential above: formation of vehicular access and provision of associated car parking and secure cycle storage'. Demolition of existing Public House and erection building no more than 6 storeys providing Class E use at ground floor, with residential units above: Formation of vehicular access and provision of associated car parking and secure cycle storage.
Pending
26/02929/FUL
Installation of an electric vehicle charging point (EVCPs) and associated works on the carriageway adjacent to 307-313 Thornton Road, CR0 3EY.
Pending

View Planning Timeline

Ownership

Corporate Ownership69.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2008-09-26
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

12 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,507

Population Density3,509 /km²

Owner Occupied35%

Age Distribution

0-15 24%16-64 67%65+ 9%

View Area Profile

Schools Nearby

The Archbishop Lanfranc Academy
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Gonville Academy
0.4 mi
Good
Harris Academy Merton
0.5 mi
Outstanding
William Morris Primary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

338 Galpins Road
-
£435k
-
344 Galpins Road
-
£512k
-
306 Galpins Road
-
£445k
-
298 Galpins Road
-
£430k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN