36 Gerddi Rheidol, Trefechan, Aberystwyth, SY23 1DB

UPRN:49020866Flat/Maisonette2 bedsBuilt 1983-1990

Tenure: -Council Tax: -EPC: D (64)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 2mo agoRisk· 2y agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

36 Gerddi Rheidol, Trefechan, Aberystwyth, SY23 1DB

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£146,000

£139k - £153kHigh

Estimate

£146k

Range

£139k – £153k

Rent Estimate (pcm)

£500

£450 - £600

Monthly

£500

Yield

4.35%

Verdict

Derived from HomePortfolio scores

36 Gerddi Rheidol earns an INVESTIGATE rating with HP Score 73/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

27/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£138,000

At the asking price

Monthly rent£500/mo

Evidenced range £450-£600

Interest rate5.4%

Loan to value75%

Cash required: £42,960
Net cash flow: -£120/mo
Cash on cash: -3.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.07 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£146,000

Rent Estimate (pcm)£500

Gross Yield4.35%

1y Growth-3.5%

3y Growth+0.2%

5y Growth+3.8%

10y Growth+3.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SY23 1DB

Approval Rate

-12mo

Development

low

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Pending
Ceredigion/A260350
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Change of use of an existing dwelling to a 6 bedroom, 6 person C4 HMO
Pending

View Planning Timeline