5 Ballantyne Road, Liverpool, L13 9AL
Estimate of £199k for this semi-detached house. 302 sales in L13 in the last 12 months; median £140k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£200,000
- SDLT standard£1,500
- SDLT BTL surcharge (5%)£10,000
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£213,600
Funding
- Deposit (25%)£50,000
- Mortgage (75% LTV)£150,000
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£63,600
Monthly Returns
- Monthly Rent (estimate)£1,150
- Mortgage Payment (IO)-£656
- Management (10%)-£115
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£279
Capital Returns
- 5yr Property Value£254,528
- 5yr Capital Gain (4.94% pa, historical)+£54,528
- 5yr Cumulative Rent (net)+£58,640
- Less mortgage interest-£39,360
- 5yr Total Return+£73,808
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £209,880 | £59,880 | +£3,348 | +£13,228 | 20.8% |
| Year 2 | £220,248 | £70,248 | +£6,948 | +£27,196 | 42.8% |
| Year 3 | £231,128 | £81,128 | +£10,794 | +£41,922 | 65.9% |
| Year 4 | £242,546 | £92,546 | +£14,902 | +£57,448 | 90.3% |
| Year 5 | £254,528 | £104,528 | +£19,280 | +£73,808 | 116.0% |
Modelled on the live asking price. Capital growth 4.94% a year is the L13 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£63,600).
Price Forecast
No forecast available.