
Derived from HomePortfolio scores
5 Birmingham Road earns a BUY rating with HP Score 83/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is very low. Walkability is good (73/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.
Inspected after Ofsted withdrew the single overall grade.
1 of 12 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Not scored as an opportunity
We will not put a number on this one.
What we could establish
gross yield 4.3%; range width penalty ×0.84
2 price cut(s), unknown days on market; calibration: cuts mark staleness, credited as negotiation context only
261 sales/12mo in area; valuation range width 40%
Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.
What happens to your money
At the asking price
Evidenced range £2,050-£2,450
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.07 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Where every number comes from
What could kill this deal
Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor (measured MdAPE 25.8%)
Rental economics needs verification before you rely on it
rent estimate 2250/mo (range 2050-2450)
Property risk deep-dive →flood, subsidence, crime, environment - the full domain
Before you offer
1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
2 price cut(s) recorded on the listing history.
3. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor (measured MdAPE 25.8%)
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.
Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.