5 Bridge Street, Frome, BA11 1BB
Estimate of £215k for this detached house. 431 sales in BA11 in the last 12 months; median £320k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£825
- SDLT standard£0
- SDLT BTL surcharge (5%)£0
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£2,925
Funding
- Deposit (25%)£206
- Mortgage (75% LTV)£619
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£2,306
Monthly Returns
- Monthly Rent (estimate)£650
- Mortgage Payment (IO)-£3
- Management (10%)-£65
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£482
Capital Returns
- 5yr Property Value£825
- 5yr Capital Gain (0.00% pa, historical)+£0
- 5yr Cumulative Rent (net)+£30,536
- Less mortgage interest-£180
- 5yr Total Return+£30,356
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £825 | £206 | +£5,784 | +£5,784 | 250.8% |
| Year 2 | £825 | £206 | +£11,712 | +£11,712 | 507.8% |
| Year 3 | £825 | £206 | +£17,775 | +£17,775 | 770.7% |
| Year 4 | £825 | £206 | +£23,989 | +£23,989 | 1040.2% |
| Year 5 | £825 | £206 | +£30,356 | +£30,356 | 1316.2% |
Modelled on the live asking price. Capital growth 0.00% a year is the BA11 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£2,306).
Price Forecast
No forecast available.