5 Clarendon Square, Sunderland, SR5 2NP
Estimate of £94k for this semi-detached property. 286 sales in SR5 in the last 12 months; median £114k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£89,950
- SDLT standard£0
- SDLT BTL surcharge (5%)£4,498
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£96,548
Funding
- Deposit (25%)£22,488
- Mortgage (75% LTV)£67,462
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£29,086
Monthly Returns
- Monthly Rent (estimate)£650
- Mortgage Payment (IO)-£295
- Management (10%)-£65
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£190
Capital Returns
- 5yr Property Value£113,984
- 5yr Capital Gain (4.85% pa, historical)+£24,034
- 5yr Cumulative Rent (net)+£30,536
- Less mortgage interest-£17,700
- 5yr Total Return+£36,869
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £94,313 | £26,850 | +£2,280 | +£6,643 | 22.8% |
| Year 2 | £98,887 | £31,424 | +£4,704 | +£13,641 | 46.9% |
| Year 3 | £103,683 | £36,220 | +£7,263 | +£20,996 | 72.2% |
| Year 4 | £108,711 | £41,249 | +£9,973 | +£28,734 | 98.8% |
| Year 5 | £113,984 | £46,521 | +£12,836 | +£36,869 | 126.8% |
Modelled on the live asking price. Capital growth 4.85% a year is the SR5 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£29,086).
Price Forecast
No forecast available.