5 Union Chapel House, 43 Castle Street, Luton, LU1 3AR
UPRN:100081190392-Beds -Built -
Tenure: -Council Tax: -EPC: -
Data freshness:Listing· freshListing: fresh, refreshed today (2026-10-24T04:00:05.961683+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:34:36.817862+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated today
£225,000
Estimated value
Range: £180k - £270k|Last sold: -- (-)
Estimate of £225k for this property. 336 sales in LU1 in the last 12 months; median £272k.
Estimate confidence
Low confidence
Value History
Current estimate
£225k
£180k - £270k - Low confidence
Annualised (CAGR)
+6.39%
Over the full window
Peak estimate
£246k
Jul 2022
From peak
-8.54%
Drawdown from peak
AVM estimate (model)Repeat-sales index - LU1 district (quarterly)index YoY -4.08%
Growth by window
3m
-4.66%
6m
-3.02%
12m
-7.79%
24m
-1.75%
60m
+36.36%
Rental Market
Estimated rent (pcm)
-
/ month
Gross yield
-
Net yield
-
Vacancy trend
12-month change
Market Metrics
Median Area Price
£272k
LU1 sales, last 12 months
12m Price Growth
-
LU1 median, Land Registry
Days on Market
56d
LU1 average
Sales & Yield
3 metricsTransactions / 12m
336
LU1 sales
Area Gross Yield
5.38%
LU1 medians
Last Sold
-
-
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£210,000
- SDLT standard£1,700
- SDLT BTL surcharge (5%)£10,500
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£224,300
Funding
- Deposit (25%)£52,500
- Mortgage (75% LTV)£157,500
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£66,800
Monthly Returns
Capital Returns
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|
A cashflow projection needs a live rent estimate; none is published for this property. Cash required at purchase is £66,800.
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Area Economic Intelligence
Signal
£28,741
Median earnings (local authority)
Signal
1,530
Population
Signal
9.4%
Households Deprived