50 Bedford Road, Manchester, M16 0JA

UPRN:100011647415Semi-Detached PropertyBeds -Built -

LeaseholdCouncil Tax: -EPC: -

Data freshness:Planning· 4mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated 2 days ago

£396,000

Estimated value

Range: £356k - £436k|Last sold: £59k (1997-01-13)

Estimate of £396k for this semi-detached property. 262 sales in M16 in the last 12 months; median £286k.

Estimate confidence

Medium confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£396k

£356k - £436k - Medium confidence

Annualised (CAGR)

+3.94%

Over the full window

Peak estimate

£479k

Nov 2024

From peak

-17.33%

Drawdown from peak

AVM estimate (model)Repeat-sales index - M16 district (quarterly)index YoY +17.43%

Growth by window

+0.51%

+2.06%

12m

+1.28%

24m

+4.76%

60m

+16.13%

Rental Market

Monthly

Estimated rent (pcm)

£2,100

/ month

Gross yield

6.36%

Rent ÷ estimated value

Net yield

4.40%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£286k

M16 sales, last 12 months

12m Price Growth

M16 median, Land Registry

Days on Market

57d

M16 average

Sales & Yield

3 metrics

Transactions / 12m

262

M16 sales

Area Gross Yield

4.94%

M16 medians

Last Sold

£59k

1997-01-13

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Estimated Value£396,000
SDLT standard£9,800
SDLT BTL surcharge (5%)£19,800
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£427,700

Funding

Deposit (25%)£99,000
Mortgage (75% LTV)£297,000
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£130,700

Monthly Returns

Monthly Rent (estimate)£2,100
Mortgage Payment (IO)-£1,299
Management (10%)-£210
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£491

Capital Returns

5yr Property Value£519,768
5yr Capital Gain (5.59% pa, historical)+£123,768
5yr Cumulative Rent (net, before lease costs)+£112,038
Less mortgage interest-£77,940
5yr Total Return (before lease costs)+£157,865

Modelled on the estimated value: the property is not on the market. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£418,136	£121,136	+£5,892	+£28,028	21.4%
Year 2	£441,510	£144,510	+£12,240	+£57,750	44.2%
Year 3	£466,191	£169,191	+£19,054	+£89,245	68.3%
Year 4	£492,251	£195,251	+£26,333	+£122,583	93.8%
Year 5	£519,768	£222,768	+£34,098	+£157,865	120.8%

Modelled on the estimated value: the property is not on the market. Capital growth 5.59% a year is the M16 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£130,700).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,791

Population

Signal

2.6%

Households Deprived

Upside Opportunities

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