28 Charlton King's Road, London, NW5 2SA

UPRN:5006225Mid Terrace House4 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band GEPC: E (50)

Data freshness:Listing· freshPrice Paid· freshPlanning· 2mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

28 Charlton King's Road, London, NW5 2SA

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£1,588,000

£1.51M - £1.67MHigh

Estimate

£1.59M

Range

£1.51M – £1.67M

Rent Estimate (pcm)

£5,950

£5k - £7k

Monthly

£5,950

Yield

4.48%

Verdict

Derived from HomePortfolio scores

28 Charlton King's Road earns an INVESTIGATE rating with HP Score 81/100. Investment score 72/100 reflects strong fundamentals. Crime intensity is low. Walkability is excellent (94/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

81/ 100

Strong

Investment Score

72/ 100

High

Crime Score

25/ 100

Moderate

Walkability

94/ 100

Excellent

Transit & Bike

Transit 65Bike 79

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,595,000

At the asking price

Monthly rent£5,950/mo

Evidenced range £5,300-£6,550

Interest rate5.4%

Loan to value75%

Cash required: £584,950
Net cash flow: -£1,264/mo
Cash on cash: -2.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.11 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,588,000

Rent Estimate (pcm)£5,950

Gross Yield4.48%

1y Growth-

3y Growth-1.4%

5y Growth-0.6%

10y Growth-0.4%

Last Sold Price£1,300,000 (2020-07-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1NW5 2SA

Approval Rate

100%12mo

Development

low

2026/3953/P
Erection of a ground floor single storey rear extention
Pending
2026/4761/T
REAR GARDEN: 1 x Lime (T1) - Re-pollard back to previous points. FRONT GARDEN: 2 x Limes (T2 & T3) - Re-pollard back to previous points.
Pending
2026/4756/T
REAR GARDEN: 1 x Weeping Willow (T1) - Re-pollard back to previous points.
Pending

View Planning Timeline