45 Howitt Road, London, NW3 4LU

UPRN:5042304Flat/MaisonetteBeds -Built -

Tenure: -Council Tax: Band GEPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£3,509,000

£2.81M - £4.21MLow

Estimate

£3.51M

Range

£2.81M – £4.21M

Rent Estimate (pcm)

£14,200

£13k - £15k

Monthly

£14,200

Yield

11.36%

Verdict

Derived from HomePortfolio scores

45 Howitt Road earns an INVESTIGATE rating with HP Score 80/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (92/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

59/ 100

Moderate

Crime Score

19/ 100

Moderate

Walkability

92/ 100

Excellent

Transit & Bike

Transit 77Bike 70

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

estimate implies a 57% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,500,000

At the asking price

Monthly rent£14,200/mo

Evidenced range £12,950-£15,450

Interest rate5.4%

Loan to value75%

Cash required: £545,050
Net cash flow: £4,768/mo
Cash on cash: 10.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.80 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£3,509,000

Rent Estimate (pcm)£14,200

Gross Yield11.36%

1y Growth-

3y Growth-2.2%

5y Growth-0.4%

10y Growth+0.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NW3 4LU

Approval Rate

-12mo

Development

low

2026/4638/P
Erection of additional storey with flank window, repositioning of entrance door, replacement of garden fence, and installation of 2x air source heat pumps on roof of new storey.
Pending
2026/4858/T
REAR GARDEN: 1 x Horse Chestnut (T1) - Fell to ground level.
Pending
2026/4851/T
COURTYARD AREA (SEE PLAN): 1 x Mulberry (T1) - Reduce crown to previous pruning points, approx. 2m reduction. 1 x Cherry (T2) - Reduce crown to previous pruning points, approx. 3m reduction. 1 x Cherry (T3) - Reduce crown to previous pruning points, approx. 1m reduction.
Pending

View Planning Timeline