Flat 2, 14 Ferncroft Avenue, London, NW3 7PH

UPRN:5095171Converted Flat3 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band GEPC: D (60)

Data freshness:Listing· freshPrice Paid· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

Flat 2, 14 Ferncroft Avenue, London, NW3 7PH

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£1,240,000

£1.18M - £1.30MHigh

Estimate

£1.24M

Range

£1.18M – £1.30M

Rent Estimate (pcm)

£5,000

£5k - £6k

Monthly

£5,000

Yield

10.91%

Verdict

Derived from HomePortfolio scores

Flat 2 earns an INVESTIGATE rating with HP Score 79/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (68/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

65/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

68/ 100

Moderate

Transit & Bike

Transit 34Bike 50

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
estimate implies a 56% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£550,000

At the asking price

Monthly rent£5,000/mo

Evidenced range £4,500-£5,500

Interest rate5.4%

Loan to value75%

Cash required: £183,800
Net cash flow: £1,605/mo
Cash on cash: 10.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.69 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,240,000

Rent Estimate (pcm)£5,000

Gross Yield10.91%

1y Growth-

3y Growth-2.2%

5y Growth-0.4%

10y Growth+0.3%

Last Sold Price£1,100,000 (2013-04-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1NW3 7PH

Approval Rate

100%12mo

Development

low

2026/4900/T
FRONT GARDEN: 1 x Birch (T1) - Reduce overall crown by 1.5m - 2.5m. 1 x Bay (T2) - Trim overall crown up to 1m to shape. 1 x Holly (T4) - Reduce height by 2m. REAR GARDEN: 1 x Cedar (T3) - Prune lateral growth over access road by up to 2m.
Pending
2026/4873/T
REAR GARDEN: 1 x Ginkgo (T1) - Crown reduce height by 2m. Crown reduce spread by 1.5m. Crown thin by 10%.
Pending
2026/4842/P
Non-material amendment to planning permission ref. 2025/1813/P granted 21/07/2026 for Erection of a two storey, 2 x bedroom dwelling within the rear garden, and associated bin and cycle storage enclosure.' namely to omit the approved side access passage and associated amendments to approved front and rear elevations.
Pending

View Planning Timeline

Ownership

Corporate Ownership52.5%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2013-04-26
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£44,088

Population Density6,001 /km²

Owner Occupied57%

Age Distribution

0-15 21%16-64 64%65+ 15%

View Area Profile

Schools Nearby

St Luke's Church of England School
0.1 mi
Good
St Margaret's School
0.2 mi
Inspected by ISI
All Saints' CofE Primary School NW2
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Emmanuel Church of England Primary School
0.5 mi
GoodImproving

5 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

26A Ferncroft Avenue
-
£3.00M
-
12 Ferncroft Avenue
-
£6.38M
-
24 Ferncroft Avenue
-
£5.63M
-
30 Ferncroft Avenue
-
£6.75M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN