Penthouse C, Visage Apartments, Winchester Road, London, NW3 3NE

UPRN:5140010Flat/Maisonette4 bedsBuilt 2003-2006

LeaseholdCouncil Tax: Band HEPC: D (66)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

Penthouse C, Visage Apartments, Winchester Road, London, NW3 3NE

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£1,747,000

£1.40M - £2.10MLow

Estimate

£1.75M

Range

£1.40M – £2.10M

Rent Estimate (pcm)

£7,050

£6k - £8k

Monthly

£7,050

Yield

2.04%

Verdict

Derived from HomePortfolio scores

Penthouse C earns an INVESTIGATE rating with HP Score 71/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (95/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

68/ 100

Moderate

Crime Score

70/ 100

Elevated

Walkability

95/ 100

Excellent

Transit & Bike

Transit 82Bike 71

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£4,150,000

At the asking price

Monthly rent£7,050/mo

Evidenced range £6,400-£7,750

Interest rate5.4%

Loan to value75%

Cash required: £1,658,050
Net cash flow: -£9,125/mo
Cash on cash: -6.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.50 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,747,000

Rent Estimate (pcm)£7,050

Gross Yield2.04%

1y Growth-

3y Growth-2.2%

5y Growth-0.4%

10y Growth+0.3%

Last Sold Price£3,600,000 (2020-07-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NW3 3NE

Approval Rate

-12mo

Development

low

2026/4923/L
Erection of upper ground side extension. Replacement rear fenestration and associated works. Internal alterations
Pending
2026/4899/P
Erection of upper ground side extension. Replacement rear fenestration and associated works.
Pending
2026/4901/T
FRONT GARDEN: 1 x Lime (T1) - Reduce the crown by up to 2m, cutting back to the most recent points of reduction. Raise the crown to 6m above pavement and road level and remove all epicormic growth throughout the crown.
Pending

View Planning Timeline