52 Lon Mafon, Sketty, Swansea, SA2 9ER
Estimate of £338k for this semi-detached house. 368 sales in SA2 in the last 12 months; median £250k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£335,000
- SDLT standard£6,750
- SDLT BTL surcharge (5%)£16,750
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£360,600
Funding
- Deposit (25%)£83,750
- Mortgage (75% LTV)£251,250
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£109,350
Monthly Returns
- Monthly Rent (estimate)£1,600
- Mortgage Payment (IO)-£1,099
- Management (10%)-£160
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£241
Capital Returns
- 5yr Property Value£398,837
- 5yr Capital Gain (3.55% pa, historical)+£63,837
- 5yr Cumulative Rent (net)+£83,934
- Less mortgage interest-£65,940
- 5yr Total Return+£81,830
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £346,893 | £95,643 | +£2,892 | +£14,785 | 13.5% |
| Year 2 | £359,207 | £107,957 | +£6,132 | +£30,339 | 27.7% |
| Year 3 | £371,959 | £120,709 | +£9,728 | +£46,687 | 42.7% |
| Year 4 | £385,164 | £133,914 | +£13,675 | +£63,838 | 58.4% |
| Year 5 | £398,837 | £147,587 | +£17,994 | +£81,830 | 74.8% |
Modelled on the live asking price. Capital growth 3.55% a year is the SA2 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£109,350).
Price Forecast
No forecast available.