52 Severn Drive, Garforth, Leeds, LS25 2BB
Estimate of £293k for this semi-detached house. 502 sales in LS25 in the last 12 months; median £260k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£300,000
- SDLT standard£5,000
- SDLT BTL surcharge (5%)£15,000
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£322,100
Funding
- Deposit (25%)£75,000
- Mortgage (75% LTV)£225,000
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£97,100
Monthly Returns
- Monthly Rent (estimate)£1,350
- Mortgage Payment (IO)-£984
- Management (10%)-£135
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£131
Capital Returns
- 5yr Property Value£332,037
- 5yr Capital Gain (2.05% pa, historical)+£32,037
- 5yr Cumulative Rent (net)+£69,881
- Less mortgage interest-£59,040
- 5yr Total Return+£42,878
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £306,150 | £81,150 | +£1,572 | +£7,722 | 8.0% |
| Year 2 | £312,426 | £87,426 | +£3,432 | +£15,858 | 16.3% |
| Year 3 | £318,831 | £93,831 | +£5,598 | +£24,429 | 25.2% |
| Year 4 | £325,367 | £100,367 | +£8,066 | +£33,433 | 34.4% |
| Year 5 | £332,037 | £107,037 | +£10,841 | +£42,878 | 44.2% |
Modelled on the live asking price. Capital growth 2.05% a year is the LS25 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£97,100).
Price Forecast
No forecast available.