52 Station Road, Scholes, Leeds, LS15 4BT
Estimate of £424k for this detached bungalow. 374 sales in LS15 in the last 12 months; median £261k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£560,000
- SDLT standard£18,000
- SDLT BTL surcharge (5%)£28,000
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£608,100
Funding
- Deposit (25%)£140,000
- Mortgage (75% LTV)£420,000
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£188,100
Monthly Returns
- Monthly Rent (estimate)£1,850
- Mortgage Payment (IO)-£1,838
- Management (10%)-£185
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£273
Capital Returns
- 5yr Property Value£624,676
- 5yr Capital Gain (2.21% pa, historical)+£64,676
- 5yr Cumulative Rent (net)+£97,986
- Less mortgage interest-£110,280
- 5yr Total Return+£52,382
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £572,376 | £152,376 | -£3,276 | +£9,100 | 4.8% |
| Year 2 | £585,026 | £165,026 | -£6,156 | +£18,870 | 10.0% |
| Year 3 | £597,955 | £177,955 | -£8,619 | +£29,335 | 15.6% |
| Year 4 | £611,169 | £191,169 | -£10,668 | +£40,501 | 21.5% |
| Year 5 | £624,676 | £204,676 | -£12,294 | +£52,382 | 27.8% |
Modelled on the live asking price. Capital growth 2.21% a year is the LS15 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£188,100).
Price Forecast
No forecast available.