53 Sunny Haven Park, Howey, Llandrindod Wells, LD1 5PU
Estimate of £121k for this detached property. 102 sales in LD1 in the last 12 months; median £253k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£115,000
- SDLT standard£0
- SDLT BTL surcharge (5%)£5,750
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£122,850
Funding
- Deposit (25%)£28,750
- Mortgage (75% LTV)£86,250
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£36,600
Monthly Returns
- Monthly Rent (estimate)£300
- Mortgage Payment (IO)-£377
- Management (10%)-£30
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£207
Capital Returns
- 5yr Property Value£151,802
- 5yr Capital Gain (5.71% pa, historical)+£36,802
- 5yr Cumulative Rent (net)+£10,863
- Less mortgage interest-£22,620
- 5yr Total Return+£25,045
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £121,566 | £35,316 | -£2,484 | +£4,082 | 11.2% |
| Year 2 | £128,508 | £42,258 | -£4,908 | +£8,600 | 23.5% |
| Year 3 | £135,846 | £49,596 | -£7,259 | +£13,587 | 37.1% |
| Year 4 | £143,603 | £57,353 | -£9,546 | +£19,056 | 52.1% |
| Year 5 | £151,802 | £65,552 | -£11,757 | +£25,045 | 68.4% |
Modelled on the live asking price. Capital growth 5.71% a year is the LD1 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£36,600).
Price Forecast
No forecast available.