537 Fulwood Road, Sheffield, S10 3QG
Estimate of £1.16M for this property. 442 sales in S10 in the last 12 months; median £302k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£750,000
- SDLT standard£27,500
- SDLT BTL surcharge (5%)£37,500
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£817,100
Funding
- Deposit (25%)£187,500
- Mortgage (75% LTV)£562,500
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£254,600
Monthly Returns
- Monthly Rent (estimate)£4,000
- Mortgage Payment (IO)-£2,461
- Management (10%)-£400
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow, before lease costs (not stated)+£1,039
Capital Returns
- 5yr Property Value£824,009
- 5yr Capital Gain (1.90% pa, historical)+£74,009
- 5yr Cumulative Rent (net, before lease costs)+£218,822
- Less mortgage interest-£147,660
- 5yr Total Return (before lease costs)+£145,171
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £764,250 | £201,750 | +£12,468 | +£26,718 | 10.5% |
| Year 2 | £778,771 | £216,271 | +£25,800 | +£54,571 | 21.4% |
| Year 3 | £793,567 | £231,067 | +£40,015 | +£83,583 | 32.8% |
| Year 4 | £808,645 | £246,145 | +£55,133 | +£113,778 | 44.7% |
| Year 5 | £824,009 | £261,509 | +£71,162 | +£145,171 | 57.0% |
Modelled on the live asking price. Capital growth 1.90% a year is the S10 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£254,600).
Price Forecast
No forecast available.