48 HAVISHAM ROAD
Recent sale
£357k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
54 Havisham Road, Gravesend, DA12 4UN
UPRN:100060931795Bungalow Property3 bedsBuilt 1950-1966
FreeholdCouncil Tax: Band DEPC: D (66)
Data freshness:Listing· freshListing: fresh, refreshed yesterday (2026-10-23T04:00:04.135672+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:43:04.163082+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-07-01T02:04:50.057738+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated yesterday
£338,000
Estimated value
Range: £321k - £355k|Last sold: £220k (2014-05-30)
Estimate of £338k for this bungalow property. 389 sales in DA12 in the last 12 months; median £335k.
Estimate confidence
High confidence
Value History
Current estimate
£338k
£321k - £355k - High confidence
Annualised (CAGR)
-0.32%
Over the full window
Peak estimate
£416k
Nov 2024
From peak
-18.75%
Drawdown from peak
AVM estimate (model)Repeat-sales index - DA12 district (quarterly)index YoY +2.83%
Growth by window
3m
-4.79%
6m
-15.50%
12m
-17.16%
24m
-17.96%
60m
-11.75%
Rental Market
Estimated rent (pcm)
£1,450
/ month
Gross yield
5.35%
Rent ÷ asking price
Net yield
3.70%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£335k
DA12 sales, last 12 months
12m Price Growth
-
DA12 median, Land Registry
Days on Market
88d
DA12 average
Sales & Yield
3 metricsTransactions / 12m
389
DA12 sales
Area Gross Yield
4.80%
DA12 medians
Last Sold
£220k
2014-05-30
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£325,000
- SDLT standard£6,250
- SDLT BTL surcharge (5%)£16,250
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£349,600
Funding
- Deposit (25%)£81,250
- Mortgage (75% LTV)£243,750
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£105,850
Monthly Returns
- Monthly Rent (estimate)£1,450
- Mortgage Payment (IO)-£1,066
- Management (10%)-£145
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£139
Capital Returns
- 5yr Property Value£359,354
- 5yr Capital Gain (2.03% pa, historical)+£34,354
- 5yr Cumulative Rent (net)+£75,490
- Less mortgage interest-£63,960
- 5yr Total Return+£45,885
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £331,598 | £87,848 | +£1,668 | +£8,266 | 7.8% |
| Year 2 | £338,329 | £94,579 | +£3,648 | +£16,977 | 16.0% |
| Year 3 | £345,197 | £101,447 | +£5,947 | +£26,144 | 24.7% |
| Year 4 | £352,205 | £108,455 | +£8,572 | +£35,776 | 33.8% |
| Year 5 | £359,354 | £115,604 | +£11,530 | +£45,885 | 43.3% |
Modelled on the live asking price. Capital growth 2.03% a year is the DA12 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£105,850).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
62 HAVISHAM ROAD
Recent sale
£338k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
6 HAVISHAM ROAD
Recent sale
£347k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
64 HAVISHAM ROAD
Recent sale
£400k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£35,065
Median earnings (local authority)
Signal
2,208
Population
Signal
1.2%
Households Deprived