55 Birmingham Road, Whitacre Heath, Coleshill, Birmingham, B46 2ET

UPRN:100070118160Semi-Detached House3 bedsBuilt 1950-1966

FreeholdCouncil Tax: -EPC: D (67)AI-Powered Intelligence

Data freshness:Listing· freshEPC· 3mo agoRisk· 2mo agoConnectivity· 2mo agoSchools· 2mo agoAmenities· 2mo agoArea· Census 2021

55 Birmingham Road, Whitacre Heath, Coleshill, Birmingham, B46 2ET

HP Score

/ 100

Strong

Verdict

yesterday

BUY
Strong fundamentals
INVESTIGATE
Mixed signals - investigate
AVOID
High risk factors

Confidence

Medium

Sale Estimate

£444,000

£422k - £466kHigh

Estimate

£444k

Range

£422k – £466k

Rent Estimate (pcm)

£2,150

£2k - £2kMedium

Monthly

£2,150

Yield

AI Verdict

Derived from HomePortfolio scores

AI summary

55 Birmingham Road earns a INVESTIGATE rating with HP Score 63/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (29/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CovenantsHMLR LeasesHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

63/ 100

Moderate

Investment Score

53/ 100

Moderate

Crime Score

17/ 100

Moderate

Walkability

29/ 100

Low

Transit & Bike

Low

Real Data

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 20 Aug 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/40
claims [AVM -40.8% (HIGH), sold-comps -16.2%, £/sqft -16.2%] → consensus -40.8% → credited 0.0% after backtest shrinkage; sources disagree - edge zeroed by the weaker claim
- zoopla_valuationsestimate for 100070118160· as of 11 Aug 2026
- property_comparablessold-evidence family (implied value + £/sqft): 8 comps, dispersion 14.2%· as of 16 Aug 2026
Rental economics0/30
gross yield 4.1%; range width penalty ×0.92
- zoopla_valuationsrent estimate 2150/mo (range 2000-2300)· as of 11 Aug 2026· verify before relying on this
Seller motivation0/20
0 price cut(s), 58 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 20 Aug 2026
Risk & liquidity9.8/10
136 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivity

£469,000£719,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£625,000

At the asking price

Monthly rent£2,150/mo

Evidenced range £2,000-£2,300

Interest rate5.4%

Loan to value75%

Cash required: £210,050
Net cash flow: -£621/mo
Cash on cash: -3.5%
Score at this price: 10

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.02 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 100070118160Valuation edge · as of 11 Aug 2026
property_comparablessold-evidence family (implied value + £/sqft): 8 comps, dispersion 14.2%Valuation edge · as of 16 Aug 2026
zoopla_valuationsrent estimate 2150/mo (range 2000-2300)Rental economics · as of 11 Aug 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 20 Aug 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2150/mo (range 2000-2300)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£444,000

Rent Estimate (pcm)£2,150

Gross Yield-

1y Growth-

3y Growth-0.1%

5y Growth+0.5%

10y Growth+3.5%

Last Sold Price£405,000 (2022-07-22)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonLow
MiningUnknown
Landslide2
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

6B46 2ET

Approval Rate

66.7%12mo

Development

low

2026/0223/TPO
Works to Tree Protected by Tree Preservation Order: Reduce the large limb overhanging the road by approximately 3 metres in height. Crown lift the roadside to a clearance of 6 metres. Reduce the large limb extending towards BT Lines and the property by approximately 2.5 metres, and remove the lowest limb on this branch.
Conditions
PAP/2026/0094
Erection of a single storey front porch extension
Pending
PAP/2026/0035
Works to tree(s) protected by Tree Preservation Order (713.083/11) - Re-pollard 3 limes trees back to original pruning points (reduce to 15m)
Conditions

View Planning Timeline

Ownership

Corporate Ownership61.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-07-22
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median Household Income£34,564

Population Density-

Owner Occupied81%

Age Distribution

0-15 15%16-64 61%65+ 24%

View Area Profile

Schools Nearby

Shustoke CofE Primary School
1.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
THE SECRET GARDEN SCHOOL
2.1 mi
Good
Curdworth Primary School
2.1 mi
Good
High Meadow Community School
2.2 mi
Good

5 of 12 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All

47 Birmingham Road
-
£430k
-
17 Birmingham Road
-
£958k
-
49 Birmingham Road
-
£340k
-
37 Birmingham Road
-
£320k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN