Recent sale
48 TALBOT STREET
£61k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
56 Talbot Street, Birmingham, B18 5DG
UPRN:100070531228Purpose Built Flat1 bedsBuilt -
LeaseholdCouncil Tax: -EPC: F (34)AI-Powered Intelligence
Data freshness:Listing· freshListing: fresh, refreshed 6d ago (2026-09-30T04:00:02.848359+00:00)Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)Planning· 3mo agoPlanning: ageing, refreshed 3mo ago (2026-07-10T08:50:18.655143+00:00)EPC· 2mo agoEPC: ageing, refreshed 2mo ago (2026-08-21T08:42:24.944562+00:00)Risk· freshRisk: fresh, refreshed 4d ago (2026-10-02T03:11:24.076312+00:00)Crime· freshCrime: fresh, refreshed 5d ago (2026-10-01T10:03:45.019558+00:00)Connectivity· freshConnectivity: fresh, refreshed 3d ago (2026-10-03T06:43:10.905825+00:00)Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-09-06T05:00:26.476544+00:00)Amenities· freshAmenities: fresh, refreshed 2d ago (2026-10-04T07:25:27.780243+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated yesterday
£79,000
Estimated value
Range: £75k - £83k|Last sold: £52k (2016-09-28)
Estimate of £79k for purpose built flats in Birmingham. 98 transactions in the last 12 months; median £153k.
AI Confidence
-
High confidence
Value History
Current estimate
£79k
£75k - £83k - High confidence
Annualised (CAGR)
+4.01%
Over the full window
Peak estimate
£118k
May 2026
From peak
-33.05%
Drawdown from peak
AVM estimate (model)Repeat-sales index - B18 district (quarterly)index YoY +6.74%
Growth by window
3m
-33.05%
6m
+23.44%
12m
+25.40%
24m
+25.40%
60m
+23.44%
Rental Market
Estimated rent (pcm)
£450
/ month
Gross yield
8.00%
Net yield
2.76%
Vacancy trend
12-month change
Tenant profile
Market Metrics
Avg Area Price
£153k
1-bed Purpose Built Flat
12m Price Growth
-
vs UK avg
Days on Market
199d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£79,000
- SDLT standard£0
- SDLT BTL surcharge (5%)£3,950
- Legal + Survey£15,000
- Refurb (light)£5,530
- Total All-In Cost£103,480
Funding
- Deposit (25%)£19,750
- Mortgage (75% LTV)£59,250
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£44,230
Monthly Returns
- Monthly Rent (est)£450
- Mortgage Payment (IO)-£259
- Management (10%)-£45
- Insurance-£83
- Maintenance-£33
- Monthly Cashflow+£30
Capital Returns
- 5yr Property Value£86,201
- 5yr Capital Gain (1.76% pa)+£7,201
- 5yr Cumulative Rent (net)+£17,340
- Less mortgage interest-£15,540
- 5yr Total Return+£9,001
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £80,390 | £21,140 | +£360 | +£1,750 | 4.0% |
| Year 2 | £81,805 | £22,555 | +£720 | +£3,525 | 8.0% |
| Year 3 | £83,245 | £23,995 | +£1,080 | +£5,325 | 12.0% |
| Year 4 | £84,710 | £25,460 | +£1,440 | +£7,150 | 16.2% |
| Year 5 | £86,201 | £26,951 | +£1,800 | +£9,001 | 20.4% |
Assumes 1.76% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£44,230).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Recent sale
54 TALBOT STREET
£69k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
44 TALBOT STREET
£43k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
30 TALBOT STREET
£140k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£33,374
Median Income
Signal
2,785
Population
Signal
8.2 / 100
Deprivation