56 The Quarter, Egerton Street, Chester, CH1 3NL

UPRN:10000082475Flat/Maisonette2 bedsBuilt 2003-2006

LeaseholdCouncil Tax: -EPC: C (70)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated yesterday

£154,000

Estimated value

Range: £146k - £162k|Last sold: £140k (2005-08-18)

Estimate of £154k for this flat/maisonette. 324 sales in CH1 in the last 12 months; median £215k.

Estimate confidence

High confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£154k

£146k - £162k - High confidence

Annualised (CAGR)

+0.00%

Over the full window

Peak estimate

£172k

May 2023

From peak

-10.47%

Drawdown from peak

AVM estimate (model)Repeat-sales index - CH1 district (quarterly)index YoY +0.18%

Growth by window

+1.99%

-3.75%

12m

-3.14%

24m

-6.67%

60m

+1.32%

Rental Market

Monthly

Estimated rent (pcm)

£850

/ month

Gross yield

7.56%

Rent ÷ asking price

Net yield

5.22%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£215k

CH1 sales, last 12 months

12m Price Growth

CH1 median, Land Registry

Days on Market

109d

CH1 average

Sales & Yield

3 metrics

Transactions / 12m

324

CH1 sales

Area Gross Yield

4.54%

CH1 medians

Last Sold

£140k

2005-08-18

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£135,000
SDLT standard£200
SDLT BTL surcharge (5%)£6,750
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£144,050

Funding

Deposit (25%)£33,750
Mortgage (75% LTV)£101,250
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£42,800

Monthly Returns

Monthly Rent (estimate)£850
Mortgage Payment (IO)-£443
Management (10%)-£85
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£222

Capital Returns

5yr Property Value£143,722
5yr Capital Gain (1.26% pa, historical)+£8,722
5yr Cumulative Rent (net, before lease costs)+£41,777
Less mortgage interest-£26,580
5yr Total Return (before lease costs)+£23,919

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£136,701	£35,451	+£2,664	+£4,365	10.2%
Year 2	£138,423	£37,173	+£5,508	+£8,931	20.9%
Year 3	£140,168	£38,918	+£8,548	+£13,716	32.0%
Year 4	£141,934	£40,684	+£11,776	+£18,710	43.7%
Year 5	£143,722	£42,472	+£15,197	+£23,919	55.9%

Modelled on the live asking price. Capital growth 1.26% a year is the CH1 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£42,800).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

2,150

Population

Signal

4.3%

Households Deprived

Upside Opportunities

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