271A Malden Road, Cheam, Sutton, SM3 8ET

UPRN:5870011862Flat/Maisonette2 bedsBuilt 1930-1949

LeaseholdCouncil Tax: Band CEPC: D (61)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

271A Malden Road, Cheam, Sutton, SM3 8ET

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£323,000

£306k - £339kHigh

Estimate

£323k

Range

£306k – £339k

Rent Estimate (pcm)

£1,000

£850 - £1k

Monthly

£1,000

Yield

3.64%

Verdict

Derived from HomePortfolio scores

271A Malden Road earns an INVESTIGATE rating with HP Score 77/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (89/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

69/ 100

Moderate

Crime Score

41/ 100

Elevated

Walkability

89/ 100

Excellent

Transit & Bike

Transit 49Bike 50

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM -2.2% (HIGH), sold-comps -9.6%, £/sqft -9.5%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 5870011862· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 22.4%· as of 23 Oct 2026
Rental economics0/40
gross yield 3.6%; range width penalty ×0.70
- valuation_snapshotsrent estimate 1000/mo (range 850-1100)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -787/mo, -79% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 1 price cut(s), 59 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
172 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£247,500£379,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£330,000

At the asking price

Monthly rent£1,000/mo

Evidenced range £850-£1,100

Interest rate5.4%

Loan to value75%

Cash required: £106,800
Net cash flow: -£421/mo
Cash on cash: -4.7%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.90 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 5870011862Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 22.4%Valuation edge · as of 23 Oct 2026
valuation_snapshotsrent estimate 1000/mo (range 850-1100)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1000/mo (range 850-1100)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£323,000

Rent Estimate (pcm)£1,000

Gross Yield3.64%

1y Growth+3.8%

3y Growth+1.1%

5y Growth+2.6%

10y Growth+3.8%

Last Sold Price£320,000 (2023-04-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SM3 8ET

Approval Rate

-12mo

Development

low

CLC2026/00202
Application to clear condition 4 (Biodiversity Enhancement and Management Plan) of approved application DM2021/02555.
Pending
DM2026/01224
Erection of a single storey rear extension, conversion of loft space involving alterations to existing roofline, dormer extensions to sides and rear, windows to both first floor flank elevations, a rooflight to front roofslope, removal of a flank chimney and alterations to fenestrations.
Pending
DM2026/01225
Prior Approval for a single storey rear extension projecting from the rear of the original house by 6m.
Pending

View Planning Timeline

Ownership

Corporate Ownership50.2%
Overseas OwnershipNo
Lease Term Remaining94 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2023-04-14
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,359

Population Density6,669 /km²

Owner Occupied72%

Age Distribution

0-15 21%16-64 63%65+ 16%

View Area Profile

Schools Nearby

Brookways School
0.4 mi
Good
Meadow Primary School
0.5 mi
Good
Cheam Common Junior Academy
0.5 mi
GoodImproving
Nonsuch Primary School
0.5 mi
Inspected as Nonsuch Primary School (URN 102985) on 14 Jan 2025

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

279 - 281 Malden Road
-
£10k
-
283B Malden Road
-
£169k
-
283B Malden Road
-
£203k
-
283B Malden Road
-
£169k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN