20 High View, Cheam, Sutton, SM2 7DY

UPRN:5870017761Detached House4 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band GEPC: D (62)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

6 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£1,053,000

£1.00M - £1.11MHigh

Estimate

£1.05M

Range

£1.00M – £1.11M

Rent Estimate (pcm)

£3,500

£3k - £4k

Monthly

£3,500

Yield

4.20%

Verdict

Derived from HomePortfolio scores

20 High View earns an INVESTIGATE rating with HP Score 75/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (57/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

56/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

57/ 100

Moderate

Transit & Bike

Transit 11Bike 36

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,000,000

At the asking price

Monthly rent£3,500/mo

Evidenced range £3,050-£3,950

Interest rate5.4%

Loan to value75%

Cash required: £345,050
Net cash flow: -£952/mo
Cash on cash: -3.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.04 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,053,000

Rent Estimate (pcm)£3,500

Gross Yield4.20%

1y Growth-

3y Growth+0.0%

5y Growth+0.3%

10y Growth+0.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SM2 7DY

Approval Rate

-12mo

Development

low

DM2026/01218
Erection of a single storey front extension and front entrance porch, a first floor side extension and conversion of loft space involving alterations to existing roofline, two dormer extensions at rear and rooflights to front roofslope.
Pending
DM2026/01186
Erection of a single storey side and rear extension and alteration to the rear fenestration.
Pending
TREE2026/00128
T1 Sycamore - Reduce crown to 2 meters below previous pollard points
Pending

View Planning Timeline

Ownership

Corporate Ownership51.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,359

Population Density1,153 /km²

Owner Occupied94%

Age Distribution

0-15 15%16-64 55%65+ 30%

View Area Profile

Schools Nearby

Avenue Primary Academy
0.4 mi
Outstanding
Cuddington Croft Primary School and Nursery
0.8 mi
Good
Harris Academy Sutton
0.8 mi
Outstanding
Overton Grange School
0.9 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

3 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

28 High View
-
£1.34M
-
10 High View
-
£1.29M
-
30 High View
-
£825k
-
2 High View
-
£1.32M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN