112 Abbotts Road, Cheam, Sutton, SM3 9SX

UPRN:5870022259Semi-Detached House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band DEPC: C (69)

Data freshness:Listing· freshPlanning· 3mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

112 Abbotts Road, Cheam, Sutton, SM3 9SX

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£685,000

£651k - £720kHigh

Estimate

£685k

Range

£651k – £720k

Rent Estimate (pcm)

£3,200

£3k - £3k

Monthly

£3,200

Yield

5.12%

Verdict

Derived from HomePortfolio scores

112 Abbotts Road earns an INVESTIGATE rating with HP Score 82/100. Investment score 70/100 reflects strong fundamentals. Crime intensity is very low. Walkability is good (70/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

70/ 100

High

Crime Score

8/ 100

Low

Walkability

70/ 100

High

Transit & Bike

Transit 24Bike 63

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the advert has 5 bedrooms but the valuation snapshot describes 3 - an extension, conversion or HMO the evidence does not reflect, or a different home. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM -9.5% (HIGH), sold-comps -1.9%, £/sqft -1.9%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 5870022259· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 14.3%· as of 28 Oct 2026
Rental economics0.8/40
gross yield 5.1%; range width penalty ×0.86
- valuation_snapshotsrent estimate 3200/mo (range 2900-3450)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -942/mo, -29% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 63 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
172 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£562,500£862,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£750,000

At the asking price

Monthly rent£3,200/mo

Evidenced range £2,900-£3,450

Interest rate5.4%

Loan to value75%

Cash required: £253,800
Net cash flow: -£316/mo
Cash on cash: -1.5%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.26 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 5870022259Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 14.3%Valuation edge · as of 28 Oct 2026
valuation_snapshotsrent estimate 3200/mo (range 2900-3450)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3200/mo (range 2900-3450)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 63 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£685,000

Rent Estimate (pcm)£3,200

Gross Yield5.12%

1y Growth-15.0%

3y Growth+1.1%

5y Growth+2.6%

10y Growth+3.8%

Last Sold Price£82,000 (1999-04-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1SM3 9SX

Approval Rate

100%12mo

Development

low

DM2026/01253
Erection of an outbuilding for use as a granny annexe incidental to main dwelling.
Pending
CLC2026/00202
Application to clear condition 4 (Biodiversity Enhancement and Management Plan) of approved application DM2021/02555.
Pending
DM2026/01233
Prior Approval for a single storey rear extension projecting from the rear of the original house by 6m.
Pending

View Planning Timeline

Ownership

Corporate Ownership50.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1999-04-30
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,359

Population Density7,080 /km²

Owner Occupied83%

Age Distribution

0-15 21%16-64 64%65+ 15%

View Area Profile

Schools Nearby

Cheam High School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Cheam Fields Primary Academy
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Cheam Park Farm Primary Academy
0.4 mi
Inspected as Cheam Park Farm Junior School (URN 136535) on 19 Nov 2014
Brookways School
0.5 mi
Good

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

114 Abbotts Road
-
£510k
-
94 Abbotts Road
-
£510k
-
90 Abbotts Road
-
£600k
-
82 Abbotts Road
-
£560k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN