320 Gander Green Lane, Cheam, Sutton, SM3 9QZ

UPRN:5870024399End Terrace Property2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band DEPC: D (64)

Data freshness:Listing· freshPrice Paid· freshPlanning· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

320 Gander Green Lane, Cheam, Sutton, SM3 9QZ

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£417,000

£396k - £438kHigh

Estimate

£417k

Range

£396k – £438k

Rent Estimate (pcm)

£1,950

£2k - £2k

Monthly

£1,950

Yield

4.18%

Verdict

Derived from HomePortfolio scores

320 Gander Green Lane earns an INVESTIGATE rating with HP Score 78/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (65/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

65/ 100

Moderate

Transit & Bike

Transit 31Bike 61

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£560,000

At the asking price

Monthly rent£1,950/mo

Evidenced range £1,800-£2,100

Interest rate5.4%

Loan to value75%

Cash required: £187,300
Net cash flow: -£540/mo
Cash on cash: -3.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.03 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£417,000

Rent Estimate (pcm)£1,950

Gross Yield4.18%

1y Growth+22.5%

3y Growth+1.1%

5y Growth+2.6%

10y Growth+3.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2SM3 9QZ

Approval Rate

-12mo

Development

low

DM2026/01233
Prior Approval for a single storey rear extension projecting from the rear of the original house by 6m.
Pending
DM2026/01217
Conversion of loft space involving alterations to existing roofline, a dormer extension at rear and rooflights to front roofslope.
Pending
DM2026/01209
Use of part of the dwelling for office purposes in connection with private car hire/taxi service.
Pending

View Planning Timeline

Ownership

Corporate Ownership50.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,359

Population Density9,205 /km²

Owner Occupied73%

Age Distribution

0-15 22%16-64 66%65+ 12%

View Area Profile

Schools Nearby

Cheam Park Farm Primary Academy
0.1 mi
Inspected as Cheam Park Farm Junior School (URN 136535) on 19 Nov 2014
Brookfield Primary Academy
0.3 mi
Inspected as Brookfield Primary School (URN 102977) on 7 May 2015
St Cecilia's Catholic Primary School
0.4 mi
Inspected as St Cecilia's Catholic Primary School (URN 102993) on 29 Nov 2023
Brookways School
0.4 mi
Good

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

342 Gander Green Lane
-
£553k
-
346 Gander Green Lane
-
£540k
-
465 Gander Green Lane
-
£554k
-
320 Gander Green Lane
-
£380k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN