58 Ash Road, Sutton, SM3 9LB

UPRN:5870025459Semi-Detached House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band EEPC: E (51)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£595,000

£565k - £625kHigh

Estimate

£595k

Range

£565k – £625k

Rent Estimate (pcm)

£2,750

£3k - £3k

Monthly

£2,750

Yield

5.50%

Verdict

Derived from HomePortfolio scores

58 Ash Road earns an INVESTIGATE rating with HP Score 71/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (40/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

40/ 100

Mixed

Transit & Bike

Transit 26Bike 47

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.8% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 5870025459· as of 13 Oct 2026
Rental economics3.5/40
gross yield 5.5%; range width penalty ×0.87
- valuation_snapshotsrent estimate 2750/mo (range 2550-3000)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -640/mo, -23% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 196 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
172 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£450,000£690,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£600,000

At the asking price

Monthly rent£2,750/mo

Evidenced range £2,550-£3,000

Interest rate5.4%

Loan to value75%

Cash required: £201,300
Net cash flow: -£121/mo
Cash on cash: -0.7%
Score at this price: 18

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.36 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 5870025459Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 2750/mo (range 2550-3000)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2750/mo (range 2550-3000)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 196 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£595,000

Rent Estimate (pcm)£2,750

Gross Yield5.50%

1y Growth-

3y Growth+1.1%

5y Growth+2.6%

10y Growth+3.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0SM3 9LB

Approval Rate

-12mo

Development

low

DM2026/01209
Use of part of the dwelling for office purposes in connection with private car hire/taxi service.
Pending
CLC2026/00195
Application to clear condition 7 (construction logistics plan) of approved application DM2026/00547.
Pending
DM2026/01161
Prior Approval for a single storey rear extension projecting from the rear of the original house by 6m.
Pending

View Planning Timeline

Ownership

Corporate Ownership50.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,359

Population Density6,476 /km²

Owner Occupied88%

Age Distribution

0-15 17%16-64 64%65+ 19%

View Area Profile

Schools Nearby

Brookfield Primary Academy
0.3 mi
Inspected as Brookfield Primary School (URN 102977) on 7 May 2015
Aragon Primary School
0.5 mi
Inspected as Aragon Primary School (URN 132167) on 14 Mar 2017
Glenthorne High School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Cecilia's Catholic Primary School
0.6 mi
Inspected as St Cecilia's Catholic Primary School (URN 102993) on 29 Nov 2023

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

102 Ash Road
-
£660k
-
48 Ash Road
-
£521k
-
104B Ash Road
-
£245k
-
44 Ash Road
-
£675k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN