Derna, 7 The Linkway, Sutton, SM2 5SE

UPRN:5870043517Detached House6 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band FEPC: D (63)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£1,145,000

£1.09M - £1.20MHigh

Estimate

£1.15M

Range

£1.09M – £1.20M

Rent Estimate (pcm)

£3,800

£3k - £4k

Monthly

£3,800

Yield

3.97%

Verdict

Derived from HomePortfolio scores

Derna earns an INVESTIGATE rating with HP Score 75/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (53/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

59/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

53/ 100

Moderate

Transit & Bike

Transit 19Bike 40

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,150,000

At the asking price

Monthly rent£3,800/mo

Evidenced range £3,300-£4,250

Interest rate5.4%

Loan to value75%

Cash required: £405,050
Net cash flow: -£1,250/mo
Cash on cash: -3.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.98 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,145,000

Rent Estimate (pcm)£3,800

Gross Yield3.97%

1y Growth-

3y Growth+0.0%

5y Growth+0.3%

10y Growth+0.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SM2 5SE

Approval Rate

-12mo

Development

low

DM2026/01235
Prior Approval for a single storey rear extension projecting from the rear of the original house by 6m.
Pending
TREE2026/00133
906, 910, 911, T5, T6, T7 x 6 Elm trees to be felled. 898 x 1 Oak tree to be felled. 883, T1, T2, T3 x 4 Sycamore trees to be felled.
Pending
DM2026/01199
Erection of a part one, part two storey front and side extension and provision of a new front/flank boundary treatment access gate following the demolition of the single storey flank garage.
Pending

View Planning Timeline

Ownership

Corporate Ownership51.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,359

Population Density2,322 /km²

Owner Occupied81%

Age Distribution

0-15 16%16-64 61%65+ 23%

View Area Profile

Schools Nearby

Seaton House School
0.3 mi
Inspected by ISI
Harris Academy Sutton
0.3 mi
Outstanding
Greenholm School
0.4 mi
Good
Devonshire Primary School
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

3 of 7 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

9 The Linkway
-
£1.03M
-
1 The Linkway
-
£1.38M
-
3 The Linkway
-
£675k
-
1 The Linkway
-
£515k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN