7 Reading Road, Sutton, SM1 4RW

UPRN:5870049587Mid Terrace House2 bedsBuilt before 1900

FreeholdCouncil Tax: Band DEPC: C (77)

Data freshness:Listing· freshPrice Paid· freshOwnership· freshEPC· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£531,000

£504k - £557kHigh

Estimate

£531k

Range

£504k – £557k

Rent Estimate (pcm)

£2,350

£2k - £3k

Monthly

£2,350

Yield

4.51%

Verdict

Derived from HomePortfolio scores

7 Reading Road earns an INVESTIGATE rating with HP Score 82/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (92/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

19/ 100

Moderate

Walkability

92/ 100

Excellent

Transit & Bike

Transit 70Bike 59

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£625,000

At the asking price

Monthly rent£2,350/mo

Evidenced range £2,150-£2,550

Interest rate5.4%

Loan to value75%

Cash required: £210,050
Net cash flow: -£482/mo
Cash on cash: -2.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.11 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£531,000

Rent Estimate (pcm)£2,350

Gross Yield4.51%

1y Growth-

3y Growth-0.4%

5y Growth+0.8%

10y Growth+2.4%

Last Sold Price£475,000 (2019-02-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1SM1 4RW

Approval Rate

100%12mo

Development

low

CLC2026/00204
Application to clear condition 44 (Cycle Stores) of approved application DM2025/00952.
Pending
CLC2026/00205
Application to clear condition 48 (External Materials) of approved application DM2025/00952.
Pending
CLC2026/00203
Application to clear condition 23 (Energy Statement) of approved application DM2023/01435.
Pending

View Planning Timeline

Ownership

Corporate Ownership57.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2019-02-18
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

21 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,359

Population Density9,974 /km²

Owner Occupied60%

Age Distribution

0-15 21%16-64 67%65+ 12%

View Area Profile

Schools Nearby

Manor Park Primary Academy
0.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Sutton Grammar School
0.2 mi
Good
Grove Road School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Orchard Hill College
0.3 mi
-

2 of 6 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

17 Reading Road
-
£585k
-
17 Reading Road
-
£325k
-
29 Reading Road
-
£512k
-
20 Reading Road
-
£462k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN