Flat 8, Gillray House, 1–3 Sutton Grove, Sutton, SM1 4TQ

UPRN:5870050433Flat/Maisonette1 bedsBuilt 1967-1975

LeaseholdCouncil Tax: -EPC: C (78)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Flat 8, Gillray House, 1–3 Sutton Grove, Sutton, SM1 4TQ

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£241,000

£217k - £265kMedium

Estimate

£241k

Range

£217k – £265k

Rent Estimate (pcm)

£1,250

£1k - £1k

Monthly

£1,250

Yield

6.82%

Verdict

Derived from HomePortfolio scores

Flat 8 earns an INVESTIGATE rating with HP Score 83/100. Investment score 70/100 reflects strong fundamentals. Crime intensity is low. Walkability is excellent (87/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

83/ 100

Strong

Investment Score

70/ 100

High

Crime Score

17/ 100

Moderate

Walkability

87/ 100

Excellent

Transit & Bike

Transit 45Bike 48

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£220,000

At the asking price

Monthly rent£1,250/mo

Evidenced range £1,150-£1,300

Interest rate5.4%

Loan to value75%

Cash required: £69,200
Net cash flow: £123/mo
Cash on cash: 2.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.68 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£241,000

Rent Estimate (pcm)£1,250

Gross Yield6.82%

1y Growth-

3y Growth-0.4%

5y Growth+0.8%

10y Growth+2.4%

Last Sold Price£228,000 (2015-07-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SM1 4TQ

Approval Rate

-12mo

Development

low

DM2026/01254
Conversion of loft space involving alterations to existing roofline and rooflights to front and rear roofslopes.
Pending
DM2026/01230
Erection and installation of a 2.5m upwards extension to existing mast to accommodate 6 no. replacement antenna, 2 no. 0.3m transmission dishes with ancillary radio equipment and installation works.
Pending
DM2026/01221
Conversion of loft space involving alterations to existing roofline, a dormer extension at rear, a window to second floor flank elevation and rooflights to front roofslope.
Pending

View Planning Timeline

Ownership

Corporate Ownership57.2%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2015-07-10
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,359

Population Density-

Owner Occupied67%

Age Distribution

0-15 21%16-64 67%65+ 12%

View Area Profile

Schools Nearby

Manor Park Primary Academy
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Sutton Grammar School
0.3 mi
Good
Grove Road School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Philomena's Catholic High School for Girls
0.5 mi
Good

2 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Gillray House Sutton Grove
-
£195k
-
Gillray House Sutton Grove
-
£215k
-
Gillray House Sutton Grove
-
£203k
-
Gillray House Sutton Grove
-
£243k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN