69 Grove Lane, Coulsdon, CR5 2QD

UPRN:5870073936Purpose Built Flat3 bedsBuilt 1950-1966

LeaseholdCouncil Tax: Band CEPC: C (70)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£299,000

£284k - £314kHigh

Estimate

£299k

Range

£284k – £314k

Rent Estimate (pcm)

£1,400

£1k - £2k

Monthly

£1,400

Yield

Verdict

Derived from HomePortfolio scores

69 Grove Lane earns an INVESTIGATE rating with HP Score 80/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (90/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

66/ 100

Moderate

Crime Score

17/ 100

Moderate

Walkability

90/ 100

Excellent

Transit & Bike

Transit 50Bike 41

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole flat at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£35,000

At the asking price

Monthly rent£1,400/mo

Evidenced range £1,300-£1,550

Interest rate5.4%

Loan to value75%

Cash required: £10,050
Net cash flow: £851/mo
Cash on cash: 101.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 11.85 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£299,000

Rent Estimate (pcm)£1,400

Gross Yield-

1y Growth-

3y Growth+1.2%

5y Growth+2.8%

10y Growth+2.1%

Last Sold Price£282,000 (2016-12-16)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CR5 2QD

Approval Rate

-12mo

Development

low

26/03178/TRE
T8- Yew tree out the front of the property to crown lift by 2 meters taking 1-1.5 meters of the crown. T10- Lime tree to lift cutting 1-1.5 meter section of the Ivy. T11- Large Yew tree to lift by 2-2.5 meters reducing by 0.5-1 meters (TPO 48, 1990)
Pending
26/03127/LP
Use of existing dwellinghouse (class C3a) for the provision of care for up to 4 people living together as a single household (Class C3b)
Pending
26/02888/CONR
Variation of Condition 2 (Approved Plans) attached to Planning Permission 25/02971/HSE for Erection of part single-storey, part two-storey side extension incorporating a garage. Erection of single-storey rear extension. Installation of one rooflight to front roof slope and one rooflight to rear roof slope. Demolition of existing additions and detached garage. Alterations include an increase in depth of the proposed side extension, alterations to the roof forms of the proposed extensions, alterations to fenestrations, and alterations to rear garden steps.
Pending

View Planning Timeline