13 Windermere Court, 45 Denmark Road, Carshalton, SM5 2HP

UPRN:5870109843Flat/Maisonette2 bedsBuilt 1996-2002

LeaseholdCouncil Tax: Band CEPC: C (80)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

13 Windermere Court, 45 Denmark Road, Carshalton, SM5 2HP

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£302,000

£287k - £317kHigh

Estimate

£302k

Range

£287k – £317k

Rent Estimate (pcm)

£1,550

£1k - £2k

Monthly

£1,550

Yield

6.20%

Verdict

Derived from HomePortfolio scores

13 Windermere Court earns an INVESTIGATE rating with HP Score 81/100. Investment score 72/100 reflects strong fundamentals. Crime intensity is low. Walkability is good (77/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

81/ 100

Strong

Investment Score

72/ 100

High

Crime Score

15/ 100

Moderate

Walkability

77/ 100

High

Transit & Bike

Transit 42Bike 65

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£299,950

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,450-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £96,283
Net cash flow: £61/mo
Cash on cash: 0.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.53 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£302,000

Rent Estimate (pcm)£1,550

Gross Yield6.20%

1y Growth+4.4%

3y Growth+1.5%

5y Growth+2.2%

10y Growth+2.7%

Last Sold Price£327,500 (2024-04-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SM5 2HP

Approval Rate

-12mo

Development

low

DM2026/01263
Formation of a front entrance porch.
Pending
DM2026/01248
UPGRADE TO EXISTING BASE STATION COMPRISING THE REPLACEMENT OF 6NO. EXISTING ANTENNAS WITH 6NO. PROPOSED ANTENNAS, REPLACEMENT OF 9NO. EXISTING ERS WITH 12NO. PROPOSED RRUS, REPLACEMENT OF 1NO. EXISTING EQUIPMENT CABINET WITH 1NO. PROPOSED EQUIPMENT CABINET AND ANCILLARY DEVELOPMENT THERETO. FOR FULL DETAILS PLEASE REFER TO THE ENCLOSED DRAWINGS. (CS13630640_VF3168_43_TEF45998)
Pending
DM2026/01238
Erection of a part one, part two storey side and rear extension, alteration to the rear fenestration and provision of a raised rear patio area with steps leading down to rear garden land.
Pending

View Planning Timeline

Ownership

Corporate Ownership66.9%
Overseas OwnershipNo
Lease Term Remaining99 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2024-04-24
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

11 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,359

Population Density-

Owner Occupied73%

Age Distribution

0-15 19%16-64 64%65+ 17%

View Area Profile

Schools Nearby

Victor Seymour Infants' School
0.1 mi
Outstanding
Harris Junior Academy Carshalton
0.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Carshalton High School for Girls
0.3 mi
Good
St Mary's RC Infants School
0.4 mi
Good

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Windermere Court, 45 Denmark Road
-
£335k
-
Windermere Court, 45 Denmark Road
-
£320k
-
Windermere Court, 45 Denmark Road
-
£250k
-
Windermere Court, 45 Denmark Road
-
£325k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN