54 The Crescent, Belmont, Sutton, SM2 6BN

UPRN:5870116262Detached PropertyBeds -Built -

FreeholdCouncil Tax: Band GEPC: -

Data freshness:Price Paid· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

54 The Crescent, Belmont, Sutton, SM2 6BN

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£967,000

£871k - £1.06MMedium

Estimate

£967k

Range

£871k – £1.06M

Rent Estimate (pcm)

£3,200

£3k - £4k

Monthly

£3,200

Yield

17.45%

Verdict

Derived from HomePortfolio scores

54 The Crescent earns an INVESTIGATE rating with HP Score 82/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (94/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

59/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

94/ 100

Excellent

Transit & Bike

Transit 28Bike 50

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£220,000

At the asking price

Monthly rent£3,200/mo

Evidenced range £2,800-£3,550

Interest rate5.4%

Loan to value75%

Cash required: £69,200
Net cash flow: £1,473/mo
Cash on cash: 25.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 4.31 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£967,000

Rent Estimate (pcm)£3,200

Gross Yield17.45%

1y Growth-

3y Growth+0.0%

5y Growth+0.3%

10y Growth+0.9%

Last Sold Price£400,000 (2005-10-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SM2 6BN

Approval Rate

-12mo

Development

low

CLC2026/00192
Application to clear condition 35 (Tree Protection) of approved application DM2025/00561
Pending
CLC2026/00189
Application to clear condition 12 (CEMP) of approved application DM2025/00561.
Pending
CLC2026/00191
Application to clear condition 34 (Trees) of approved application DM2025/00561.
Pending

View Planning Timeline

Ownership

Corporate Ownership51.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2005-10-11
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,359

Population Density-

Owner Occupied69%

Age Distribution

0-15 22%16-64 65%65+ 13%

View Area Profile

Schools Nearby

Avenue Primary Academy
0.3 mi
Outstanding
Harris Academy Sutton
0.6 mi
Outstanding
Overton Grange School
0.8 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Banstead Preparatory School
0.9 mi
Inspected by ISI

3 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Waterfall House, 52 The Crescent
-
£250k
-
Waterfall House, 52 The Crescent
-
£308k
-
Waterfall House, 52 The Crescent
-
£285k
-
Waterfall House, 52 The Crescent
-
£300k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN