Flat 1, Haredon House, 810 London Road, North Cheam, SM3 9BJ

UPRN:5870134815Flat/MaisonetteBeds -Built -

Tenure: -Council Tax: -EPC: -

Flat 1, Haredon House, 810 London Road, North Cheam, SM3 9BJ

HP Score

Not available

Verdict

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

13 of 21 sources

Sale Estimate

£249,000

£199k - £299kLow

Estimate

£249k

Range

£199k – £299k

Rent Estimate (pcm)

£750

£700 - £850

Monthly

£750

Yield

3.11%

Verdict

Derived from HomePortfolio scores

Flat 1 earns an INVESTIGATE rating; it has no HP Score yet. Walkability is excellent (98/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsMarket estimates (third-party AVM)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

No data

Investment Score

No data

Crime Score

No data

Walkability

98/ 100

Excellent

Transit & Bike

Transit 36Bike 61

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 3.1%; range width penalty ×0.80
- valuation_snapshotsrent estimate 750/mo (range 700-850)· as of 28 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -798/mo, -106% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026· verify before relying on this
Risk & liquidity0.2/15
valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£289,000

At the asking price

Monthly rent£750/mo

Evidenced range £700-£850

Interest rate5.4%

Loan to value75%

Cash required: £92,450
Net cash flow: -£456/mo
Cash on cash: -5.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.77 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 750/mo (range 700-850)Rental economics · as of 28 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 750/mo (range 700-850)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£249,000

Rent Estimate (pcm)£750

Gross Yield3.11%

1y Growth-

3y Growth-

5y Growth-

10y Growth-

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceUnknown
RadonUnknown
MiningUnknown
LandslideUnknown
Air QualityUnknown
NoiseUnknown

View Full Risk Report

Planning Activity

Recent Apps

-SM3 9BJ

Approval Rate

-12mo

Development

DM2026/01253
Erection of an outbuilding for use as a granny annexe incidental to main dwelling.
Pending
DM2026/01217
Conversion of loft space involving alterations to existing roofline, a dormer extension at rear and rooflights to front roofslope.
Pending
DM2026/01209
Use of part of the dwelling for office purposes in connection with private car hire/taxi service.
Pending

View Planning Timeline

Ownership

Corporate Ownership-
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,359

Population Density-

Owner Occupied-

Age Distribution

View Area Profile

Schools Nearby

St Cecilia's Catholic Primary School
0.1 mi
Inspected as St Cecilia's Catholic Primary School (URN 102993) on 29 Nov 2023
Brookfield Primary Academy
0.2 mi
Inspected as Brookfield Primary School (URN 102977) on 7 May 2015
Brookways School
0.3 mi
Good
Cheam Park Farm Primary Academy
0.4 mi
Inspected as Cheam Park Farm Junior School (URN 136535) on 19 Nov 2014

4 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

824B London Road
-
£130k
-
828 London Road
-
£175k
-
824B London Road
-
£120k
-
824B London Road
-
£120k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN