6 Hero Street, Bootle, L20 2HA
Estimate of £135k for this mid terrace house. 321 sales in L20 in the last 12 months; median £120k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£950
- SDLT standard£0
- SDLT BTL surcharge (5%)£0
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£3,050
Funding
- Deposit (25%)£238
- Mortgage (75% LTV)£712
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£2,338
Monthly Returns
- Monthly Rent (estimate)£1,150
- Mortgage Payment (IO)-£3
- Management (10%)-£115
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow, before lease costs (not stated)+£932
Capital Returns
- 5yr Property Value£1,267
- 5yr Capital Gain (5.92% pa, historical)+£317
- 5yr Cumulative Rent (net, before lease costs)+£58,640
- Less mortgage interest-£180
- 5yr Total Return (before lease costs)+£58,776
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £1,006 | £294 | +£11,184 | +£11,240 | 480.9% |
| Year 2 | £1,066 | £353 | +£22,620 | +£22,736 | 972.7% |
| Year 3 | £1,129 | £416 | +£34,302 | +£34,480 | 1475.1% |
| Year 4 | £1,196 | £483 | +£46,246 | +£46,492 | 1989.0% |
| Year 5 | £1,267 | £554 | +£58,460 | +£58,776 | 2514.5% |
Modelled on the live asking price. Capital growth 5.92% a year is the L20 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£2,338).
Price Forecast
No forecast available.