Flat 8, City Pavilions, 59 Chilton Street, London, E2 6EA

UPRN:6020742Flat/MaisonetteBeds -Built 1996-2002

LeaseholdCouncil Tax: -EPC: B (81)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Flat 8, City Pavilions, 59 Chilton Street, London, E2 6EA

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£1,226,000

£1.10M - £1.35MMedium

Estimate

£1.23M

Range

£1.10M – £1.35M

Rent Estimate (pcm)

£6,200

£6k - £7k

Monthly

£6,200

Yield

5.95%

Verdict

Derived from HomePortfolio scores

Flat 8 earns an INVESTIGATE rating with HP Score 72/100. Investment score 73/100 reflects strong fundamentals. Crime intensity is elevated. Walkability is excellent (99/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

73/ 100

High

Crime Score

65/ 100

Elevated

Walkability

99/ 100

Excellent

Transit & Bike

Transit 52Bike 78

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 30 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM -2.0% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 10 Oct 2026
- valuation_snapshotsestimate for 6020742· as of 10 Oct 2026
Rental economics6.7/40
gross yield 6.0%; range width penalty ×0.88
- valuation_snapshotsrent estimate 6200/mo (range 5700-6700)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -846/mo, -14% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 286 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity12.8/15
294 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£937,500£1,437,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,250,000

At the asking price

Monthly rent£6,200/mo

Evidenced range £5,700-£6,700

Interest rate5.4%

Loan to value75%

Cash required: £445,050
Net cash flow: £74/mo
Cash on cash: 0.2%
Score at this price: 20

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.47 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 6020742Valuation edge · as of 10 Oct 2026
valuation_snapshotsrent estimate 6200/mo (range 5700-6700)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 30 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 6200/mo (range 5700-6700)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,226,000

Rent Estimate (pcm)£6,200

Gross Yield5.95%

1y Growth-10.7%

3y Growth-2.2%

5y Growth-1.5%

10y Growth-0.1%

Last Sold Price£164,990 (1997-02-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0E2 6EA

Approval Rate

-12mo

Development

low

PA/26/01651/NC
Installation of 10 no. roof-mounted solar photovoltaic (PV) panels to the front and rear roof slopes of the dwelling. Panels to be all-black, mounted flush to the existing roof slope with a projection of less than 200mm, sited below the ridge line. No alterations to the roof structure, chimneys or existing rooflights.
Pending
PA/26/01697/NC
Retrospective change of use class sought on a 3 bed flat from C3 (residential dwelling) to use to small C4 (HMO) use.
Pending
PA/26/01797/NC
Application for Certificate of Lawfulness under Section 191(1)(c) of the Town and Country Planning Act 1990 in respect of the longstanding operation of the restaurant beyond 19:00, contrary to the opening-hours restriction imposed by Condition 9 of planning permission PA/14/02772, dated 15 April 2015. Specifically, the application concerns restaurant trading between 19:00 and 23:00, Monday to Sunday, on the grounds that the relevant breach of condition has continued for a period exceeding ten years and is therefore immune from planning enforcement action under Section 171B(3) of the Town and Country Planning Act 1990.
Pending

View Planning Timeline

Ownership

Corporate Ownership40.9%
Overseas OwnershipNo
Lease Term Remaining119 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change1997-02-14
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£45,183

Population Density11,872 /km²

Owner Occupied21%

Age Distribution

0-15 13%16-64 82%65+ 5%

View Area Profile

Schools Nearby

Brick Lane School
0.0 mi
Inspected by ISI
William Davis Primary School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Mulberry Academy Shoreditch
0.2 mi
Good
Virginia Primary School
0.2 mi
Inspected as Virginia Primary School (URN 100926) on 20 Oct 2021

1 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

City Pavilions, 59 Chilton Street
-
£550k
-
City Pavilions, 59 Chilton Street
-
£1.15M
-
City Pavilions, 59 Chilton Street
-
£655k
-
City Pavilions, 59 Chilton Street
-
£1.10M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN