61 Sedgefield Road, Chester, CH1 4PT

UPRN:200000815926Converted Flat2 bedsBuilt 2003-2006

LeaseholdCouncil Tax: -EPC: C (79)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 2mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated yesterday

£143,000

Estimated value

Range: £136k - £150k|Last sold: -- (-)

Estimate of £143k for this converted flat. 324 sales in CH1 in the last 12 months; median £215k.

Estimate confidence

High confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£143k

£136k - £150k - High confidence

Annualised (CAGR)

+0.91%

Over the full window

Peak estimate

£151k

Jun 2026

From peak

-5.30%

Drawdown from peak

AVM estimate (model)Repeat-sales index - CH1 district (quarterly)index YoY +0.18%

Growth by window

+2.88%

-2.72%

12m

+8.33%

24m

+7.52%

60m

+10.00%

Rental Market

Monthly

Estimated rent (pcm)

£750

/ month

Gross yield

6.43%

Rent ÷ asking price

Net yield

4.45%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£215k

CH1 sales, last 12 months

12m Price Growth

+56.8%

CH1 median, Land Registry

Days on Market

109d

CH1 average

Sales & Yield

3 metrics

Transactions / 12m

324

CH1 sales

Area Gross Yield

4.54%

CH1 medians

Last Sold

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£140,000
SDLT standard£300
SDLT BTL surcharge (5%)£7,000
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£149,400

Funding

Deposit (25%)£35,000
Mortgage (75% LTV)£105,000
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£44,400

Monthly Returns

Monthly Rent (estimate)£750
Mortgage Payment (IO)-£459
Management (10%)-£75
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£116

Capital Returns

5yr Property Value£149,045
5yr Capital Gain (1.26% pa, historical)+£9,045
5yr Cumulative Rent (net, before lease costs)+£36,156
Less mortgage interest-£27,540
5yr Total Return (before lease costs)+£17,661

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£141,764	£36,764	+£1,392	+£3,156	7.1%
Year 2	£143,550	£38,550	+£2,952	+£6,502	14.6%
Year 3	£145,359	£40,359	+£4,672	+£10,031	22.6%
Year 4	£147,190	£42,190	+£6,554	+£13,745	31.0%
Year 5	£149,045	£44,045	+£8,616	+£17,661	39.8%

Modelled on the live asking price. Capital growth 1.26% a year is the CH1 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£44,400).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,612

Population

Signal

1.3%

Households Deprived

Upside Opportunities

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