Flat 24, 20 Palmers Road, London, E2 0SZ

UPRN:6357202Purpose Built Flat2 bedsBuilt 2003-2006

LeaseholdCouncil Tax: Band DEPC: C (77)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

Flat 24, 20 Palmers Road, London, E2 0SZ

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£693,000

£659k - £728kHigh

Estimate

£693k

Range

£659k – £728k

Rent Estimate (pcm)

£3,500

£3k - £4k

Monthly

£3,500

Yield

14.48%

Verdict

Derived from HomePortfolio scores

Flat 24 earns an INVESTIGATE rating with HP Score 80/100. Investment score 72/100 reflects strong fundamentals. Crime intensity is low. Walkability is excellent (87/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

72/ 100

High

Crime Score

28/ 100

Moderate

Walkability

87/ 100

Excellent

Transit & Bike

Transit 55Bike 78

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

estimate implies a 58% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£290,000

At the asking price

Monthly rent£3,500/mo

Evidenced range £3,250-£3,750

Interest rate5.4%

Loan to value75%

Cash required: £92,800
Net cash flow: £1,444/mo
Cash on cash: 18.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.58 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£693,000

Rent Estimate (pcm)£3,500

Gross Yield14.48%

1y Growth-1.0%

3y Growth-2.2%

5y Growth-1.5%

10y Growth-0.1%

Last Sold Price£690,000 (2023-11-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0E2 0SZ

Approval Rate

-12mo

Development

low

PA/26/01863/NC
Replacement of all existing timber windows with new timber windows and existing timber rear doors with new timber doors.
Pending
PA/26/01807/NC
Erection of a Two-Storey Rear Extension, including balconies at first and second floor levels and associated external alterations.
Pending
PA/26/01861/NC
Works to Ivy Tree - Fell to ground level from rear wall and clear all debris and growth in garden.
Pending

View Planning Timeline