67 Redhill Road, Rowlands Castle, PO9 6DE
Estimate of £690k for this detached house. 462 sales in PO9 in the last 12 months; median £290k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£700,000
- SDLT standard£25,000
- SDLT BTL surcharge (5%)£35,000
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£762,100
Funding
- Deposit (25%)£175,000
- Mortgage (75% LTV)£525,000
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£237,100
Monthly Returns
- Monthly Rent (estimate)£2,450
- Mortgage Payment (IO)-£2,297
- Management (10%)-£245
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£192
Capital Returns
- 5yr Property Value£743,020
- 5yr Capital Gain (1.20% pa, historical)+£43,020
- 5yr Cumulative Rent (net)+£131,699
- Less mortgage interest-£137,820
- 5yr Total Return+£36,899
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £708,400 | £183,400 | -£2,304 | +£6,096 | 2.6% |
| Year 2 | £716,901 | £191,901 | -£4,080 | +£12,821 | 5.4% |
| Year 3 | £725,504 | £200,504 | -£5,316 | +£20,187 | 8.5% |
| Year 4 | £734,210 | £209,210 | -£6,001 | +£28,209 | 11.9% |
| Year 5 | £743,020 | £218,020 | -£6,121 | +£36,899 | 15.6% |
Modelled on the live asking price. Capital growth 1.20% a year is the PO9 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£237,100).
Price Forecast
No forecast available.