67 Trinity Road, Bootle, L20 7BD
Estimate of £83k for this purpose built flat. 321 sales in L20 in the last 12 months; median £120k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£65,000
- SDLT standard£0
- SDLT BTL surcharge (5%)£3,250
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£70,350
Funding
- Deposit (25%)£16,250
- Mortgage (75% LTV)£48,750
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£21,600
Monthly Returns
- Monthly Rent (estimate)£500
- Mortgage Payment (IO)-£213
- Management (10%)-£50
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow, before lease costs (not stated)+£137
Capital Returns
- 5yr Property Value£86,657
- 5yr Capital Gain (5.92% pa, historical)+£21,657
- 5yr Cumulative Rent (net, before lease costs)+£22,104
- Less mortgage interest-£12,780
- 5yr Total Return (before lease costs)+£30,981
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £68,848 | £20,098 | +£1,644 | +£5,492 | 25.4% |
| Year 2 | £72,924 | £24,174 | +£3,396 | +£11,320 | 52.4% |
| Year 3 | £77,241 | £28,491 | +£5,258 | +£17,499 | 81.0% |
| Year 4 | £81,814 | £33,064 | +£7,234 | +£24,047 | 111.3% |
| Year 5 | £86,657 | £37,907 | +£9,324 | +£30,981 | 143.4% |
Modelled on the live asking price. Capital growth 5.92% a year is the L20 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£21,600).
Price Forecast
No forecast available.