Beech Corner, Hazelwood Lane, Chipstead, Coulsdon, CR5 3QZ

UPRN:68105888Detached House5 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band HEPC: C (74)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Beech Corner, Hazelwood Lane, Chipstead, Coulsdon, CR5 3QZ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£1,665,000

£1.58M - £1.75MHigh

Estimate

£1.67M

Range

£1.58M – £1.75M

Rent Estimate (pcm)

£7,800

£7k - £8k

Monthly

£7,800

Yield

4.69%

Verdict

Derived from HomePortfolio scores

Beech Corner earns an INVESTIGATE rating with HP Score 66/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (15/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

17/ 100

Moderate

Walkability

15/ 100

Low

Transit & Bike

Transit 2Bike 22

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 10 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-1.6/15
claims [AVM -19.8% (HIGH)] → measured edge -0.33pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (HIGH confidence) · snapshot 14 Nov 2026
- valuation_snapshotsestimate for 68105888· as of 14 Nov 2026
Rental economics0/40
gross yield 4.7%; range width penalty ×0.87
- valuation_snapshotsrent estimate 7800/mo (range 7150-8450)· as of 14 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,813/mo, -36% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 66 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 10 Nov 2026
Risk & liquidity14.6/15
283 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,496,000£1,995,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,995,000

At the asking price

Monthly rent£7,800/mo

Evidenced range £7,150-£8,450

Interest rate5.4%

Loan to value75%

Cash required: £752,950
Net cash flow: -£1,333/mo
Cash on cash: -2.1%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.16 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 68105888Valuation edge · as of 14 Nov 2026
valuation_snapshotsrent estimate 7800/mo (range 7150-8450)Rental economics · as of 14 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 7800/mo (range 7150-8450)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 66 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,665,000

Rent Estimate (pcm)£7,800

Gross Yield4.69%

1y Growth-

3y Growth+1.2%

5y Growth+2.8%

10y Growth+2.1%

Last Sold Price£988,000 (2017-02-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0CR5 3QZ

Approval Rate

-12mo

Development

low

26/01732/TPO
T6 - Oak - To reduce Oak tree located in the front garden (furthest left) overhanging the road by 3.0-4.0m as outline in internal tree assessment report option 1. All branches will be pruned to appropriate growth points. The tree has Sulpher fungus which is the reason for having the tree report carried out. T5 - Oak - To reduce Oak tree located in the front garden (middle Oak) by 2.0m. All branches will be pruned to appropriate growth points. All works are carried out to BS 3998: 2010 Tree work recommendations. A well balanced shape must be maintained. To reduce the risk of limb failure over the road.
Pending
26/01635/TPO
T1 - Lime tree, rear garden. Remove 2 branches (6 metre cut) encroaching onto house x1 left hand branch encroaching onto house. Outgrowing surrounding area cause for concern to client.
Pending
26/01643/CAN
Two Hollies in boundary hedge to be reduced in height to 3.5m each to encourage more vigorous growth lower down and filling out of the hedge.
Pending

View Planning Timeline

Ownership

Corporate Ownership63.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2017-02-10
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

11 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£40,014

Population Density194 /km²

Owner Occupied90%

Age Distribution

0-15 16%16-64 61%65+ 23%

View Area Profile

Schools Nearby

Serenity School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
Chipstead Valley Primary School
1.0 mi
Outstanding
St Aidan's Catholic Primary School
1.4 mi
Good
Smitham Primary School
1.6 mi
Good

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Greensleeves Hazelwood Lane
-
£1.11M
-
Hazel Bank Hazelwood Lane
-
£925k
-
Beech Corner Hazelwood Lane
-
£988k
-
Swithland Hazelwood Lane
-
£665k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN